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To find out how long you have been on ChexStems you need to first get a copy of your chexsystems report. By law, you are entitle to one free chexsystems report each year. You can search online to get a copy of your report.
You can also try calling ChexSystems at 800-428-9623.
To find out more about ChexSystems and other money tips and advice, visit Money 411 at: www.accountnow.com/resources/
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∙ 15y ago
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Will you be removed from ChexSystems even if the balance has not been paid off?
After five years. At least that is how long they kept me in and I paid. It makes no difference if you pay or not. You will still be in Chex systems for at least five years. The only way to get out of chexsystems is to wait the 5 years or file a dispute with either chexsystems or the bank that reported you to chexsystems. There is no guarantee for removal. Paying Chexsystems will NOT remove you. They do however have to make sure their records show that no debt is owed. Chexsystems is a CRA and must adhere to the FCRA. All information on your report MUST be accurate or deleted.
Does Bank of the West use chexsystems?
YES THEY DO but it has been reported that some people have been able to open BUSINESS accounts ONLY with them as long as the business is a Corp. or an LLC
Does bankruptcy show as zero balance on ChexSystems?
Yes, if you file bankruptcy your file needs to be updated to show you no longer owe. If it does not you will need to file a dispute with chexsystems and have the error corrected. Some people have been removed from chexsystems after a bankruptcy. They do NOT have to remove you but they must have an accurate file showing a balance of zero
Does blackhawk bank use chexsystems?
Yes, Blackhawk Bank does use a Chexsystems product.
Can you join your new husband's credit union account with your name in Chexsystems but his is not?
Not if they use chexsystems. They will make you clear up your issues with chexsystems first, and then when they check and you're cleared, you can be added.
Where can you open a bank account that does not use chexsystems?
There are many banks that do not use chexsystems and there are some that offer second chance checking and make exceptions for those that have been reported to chexsystems.
Will you be removed from ChexSystems even if the balance has not been paid off?
After five years. At least that is how long they kept me in and I paid. It makes no difference if you pay or not. You will still be in Chex systems for at least five years. The only way to get out of chexsystems is to wait the 5 years or file a dispute with either chexsystems or the bank that reported you to chexsystems. There is no guarantee for removal. Paying Chexsystems will NOT remove you. They do however have to make sure their records show that no debt is owed. Chexsystems is a CRA and must adhere to the FCRA. All information on your report MUST be accurate or deleted.
If you have two accounts and one in chexsystems will the other show in chexsystems also?
No. Only the accounts that have been reported show up in the system.
How long have you been on this website?
ive been a member for about a year now...
How long has Gary Rossington been playing guitar?
As long as ive been doing your mom
Does Bank of the West use chexsystems?
YES THEY DO but it has been reported that some people have been able to open BUSINESS accounts ONLY with them as long as the business is a Corp. or an LLC
Can a home pregnancy test tell me how long Ive been pregnant?
no
How long does it take ChexSystems to send your report?
You should receive your chexsystems report within 2 weeks of ordering it. However, there may be cases where it takes up to 30 days to receive it.
Can you add your fiance to your checking account even though he is on the ChexSystems?
There are some banks that will aloow this but generally no. Most banks will run all signers on an account and will not allow you to be added to an account if you have been reported to chexsystems, There are some banks that do not use chexsystems at all and others that offer second chance checking.
Does bankruptcy show as zero balance on ChexSystems?
Yes, if you file bankruptcy your file needs to be updated to show you no longer owe. If it does not you will need to file a dispute with chexsystems and have the error corrected. Some people have been removed from chexsystems after a bankruptcy. They do NOT have to remove you but they must have an accurate file showing a balance of zero
How do I get a get out of check systems?
If you have been reported to ChexSystems, your record will stay on there for 7 years and then drop off. I was on there for 3 years and couldn't open an account at any major bank. I found the "ChexSystems Removal Kit" from IDTheft Pros and I was removed from ChexSystems in 2 weeks. I highly recommend it! I hope that helps.
How do you get to iron mountain?
that is a great question and ive been trying to fugure it out for a long time?
