Want this question answered?
Unfortunately, landlords are not responsible for any one's personal property, unless you can prove negligence on the landlord sparked, which would have contributed to the damage to the property this is something that would be argued in court your best bet is to get renters insurance
As a general rule, you are responsible for any damage to your property. However, if your landlord knew of problems with the ceiling but did not get them fixed promptly, he may be responsible for the damage to your property. Also, if the ceiling collapse was caused by faulty construction (i.e. the ceiling did not comply with local building codes), you would be able to sue your landlord for failing to keep the property up to building code. Finally, since landlord-tenant laws vary from state to state, your state may have a specific law that holds your landlord responsible for the damage. You should immediately see a tenant's rights agency or landlord-tenant attorney who can review your specific situation.
Yes, in certain cases the landlord may be held liable for damage caused to a neighbor's property. This is typically the case if the landlord has failed to maintain the rental property in a safe and habitable condition, or if the tenant has caused damage due to negligence. The neighbor may be able to sue the landlord for damages. To get more detailed information you can visit real estate agents like Umega in Edinburgh, who are professional estate agents in Edinburgh.
The answer is basically no. The landlord is never responsible for damages to personal property belonging to tenants in any dwelling or structure. That is why you are strongly encouraged to get renters insurance. In some cases you may have some recourse if the landlord knew of the problem. But if you get renters insurance be insurance company can determine that for you and they can seek damages from the landlord.
Your home renters insurance will cover you for loss or damage to the property which you own and which is kept within your rental property. Any damage to the actual structure of the building would be covered by the landlord's insurance.
Unfortunately, if you are renting No he is not responsible. You need to always have whats called "Renters Insurance". However, if the roof was previously bad and you made a written complaint, or it is on file, then Yes he is responsible. He new of the damage and didn't fix it. Renters Insurance is just like Mortgage insurance for a house. However Renters Insurance is a lot cheaper.
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
The landlord is generally only responsible for the building, not the belongings inside. That's what renter's insurance is for.
The Landlord can keep the deposit for any damage. No matter who or how it was caused. You should have renters insurance to take care of anything like this.
Generally, No. That's what your renters insurance policy is for. In certain limited cases, your landlord may be responsible if the damage was caused by negligence. For example, you report a water leak, the landlord does nothing and lets it leak for weeks. Gross negligence, such as that example, may make your landlord responsible for the damage, but you will need to PROVE the negligence, with real evidence (e.g. not he said/she said stuff).
If your renters policy covers Sewer Backup then it will cover damage to personal property.
Renters insurance is insurance purchased by renters to protect their personal property in situations of fire, theft, water damage, or any other unforseen circumstance not covered by the landlord's policy. Renters insurance also helps protect renters against personal liability if someone is hurt, whether in the home or away from it, and damage to the rental unit caused by a covered loss.