If you filed a claim and accepted payment then the insurance company will not care what you do. If you have a lien holder or are making payments on your vehicle, your lien holder may want the vehicle fixed. There are some problems that may come up if you wait too long to get your vehicle fixed. If parts prices increase or labor rates increase then the insurance company will not pay the difference since you decided to wait. An Insurance company is required to pay for supplimental damages found related to the car accident. Not to say that it would not be paid, but the longer you wait, the more the Insurance company will question if these damages are really related. Each state does have a statue of limitations on the amount of time that you can file a claim for damages(this is usually several years though). If you wait this long then you are on your own for additional damages. If you own the vehicle outright, you can accept the damage and the lower value on your vehicle and use the money for other purposes. If you do this, remember, if your vehicle is hit again in same area don't expect to receive a full settlement. You will be asked if there was prior damage on any new claim filed. An Adjuster dooing their job properly will check whats called an ISO report for prior losses so it is best to be honest about prior damage. Sometimes adjusters are too busy to check but it's not worth the consequences of insurance fraud charges.
It depends on the type of accident. Minor fender bender can be repaired & you will still be safe. If you get into a serious accident where is goes into the passenger or driver compartments, & u get it repaired, it probally would NOT be safe.
The answer is generally yes, but it depends on the type of accident vs the type of repair for mechanical failure. Two otherwise identical cars with identical mileage, one repaired for simple mechanical failure, the other in an accident with significant damage, the repaired car will be worth more than the car in the accident 90% of the time.
No. you have to have filed the case before hand for both criminal records and insurance.
It depends on the amount of damage to the car. "Fatal accident" normally means someone was killed, and has nothing to do directly with the amount of damage to the vehicle.
No, if you have the right coverage (collision) your company will still pay for your car.
Unless you want to get sued, YES
If the car has not been repaired but the damage is cosmetic they will probably insure it for liability only If the car has been repaired it will be no problem to get insurance. If the car is deemed salvage or rebuilt, you can get full coverage, however keep this in mind. A branded title makes the car worth 35% less than average retail. The coverage AFTER the accident , of course would not caver any claims concerning that accident.
People can go to many different car repair shops to get a car repaired after an accident or when a tire goes flat. Some of the most trusted include: Goodyear and Firestone. Most car manufacturing companies also have their own car repair shops.
you can not leave the scene of a accident
The benefits of auto insurance are that if a natural or human caused accident were to happen, you would be able to feel safe that your car will be repaired or replaced.
If the damage is minor, and the damage is fixed correctly, there should be little to no depreciation. In the case of a major repair, the car should not depreciate more than a few hundred dollars, if repaired fully and correctly.
Yes. If you own the car "free and clear." Keep in mind however, that if you should have another accident, any claim may be denied. Due to the fact that the car had previous accident damage and was not repaired.