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No, if you have the right coverage (collision) your company will still pay for your car.

2015-07-15 19:32:34
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Related Questions

Is a driver with no insurance at fault in an accident?

He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.


Someone hit you an Neither I or other driver has insurance on our car who is at fault?

Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.


How can I recover damages from a car accident when the fault driver has no insurance?

Sue


What happens if the driver who is not at fault for an accident does not have insurance in California?

Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.


In Michigan if you are in an accident not at fault and have liability insurance only is the driver at fault responsible for damages to your car?

yes


How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?

It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.


What kind of protection does auto insurance give?

Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.


If you had an accident that was your fault you have uninsured motorist coverage the other driver was uninsured do you have to pay all the costs?

The at fault driver is responsible regardless of who has or does not have insurance. You were at fault, you get the bill. Fortunately though you have insurance. So they get the bill.


If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?

If a taxi driver hits you, and its his fault, the cab company's insurance pays.


Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?

The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.


What are some examples of when no fault insurance would be needed?

If you are involved in an automobile accident caused by another driver, and that driver carries no insurance, your no-fault clause is designed to protect your financial interests.


If an accident is not your fault will it affect your insurance rates?

Shouldn't do provided other driver is identified.


Will your insurance rate go up if an added driver gets into an accident?

If that driver was found at fault, then usually it would.


Where does money come from in wrongful death car accident?

The insurance company of the driver "at fault,' or from their personal funds if they have no insurance.


What happens when a licensed driver gets into an accident and does not have insurance?

They can be sued by the other driver for damamges (if at fault). If not at fault, they may have a very difficult time getting insurance in the future and when they do, the premiums will be through the roof.


Does a driver that is involved in an accident believe they r at fault?

Some do. I work for an insurance company and many will take ownership of the accident.


Which insurance company pays if one car has no damage?

The Insurer of the at fault driver pays for the accident.


Can a uninsured and unlicensed driver sue you for an accident?

Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party.


If both drivers in an accident are uninsured does it matter who was at fault?

Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility.


You own an uninsured vehicle that was borrowed by a driver with out insurance in Florida she got into a no fault accident and the car was totaled. what is your recourse?

Its your fault


How much money do you get if you were a passenger in a car accident and it was not your fault?

Unable to answer - too little is known about the circumstances of the accident. Was the driver of the car you were in at fault? Was the driver of the other car at fault? Submit your medical claims to the appropriate insurance company and wait to be contacted for an offer.


Are you still at fault if the other person does not have insurance?

Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.


Will your insurance premium go up if you are not at fault in Michigan?

Usually if an accident is determined not to be the insured's fault, then their insurance rates will not rise as the insurance company did not lose any money from covering the driver involved in the accident. If the accident is determined as being inconclusive, the rates may rise some, to adjust for the amount of money the insurance company lost in the accident.


Can other drivers claim bodily injury from your insurance for a car accident in which driver is found at fault?

Yes, the driver who was at fault is responsible for the bodily injury for anyone who has been hurt in the accident. The percentage of payment that has to be made would depend upon the percentage of fault for the accident, the prevaling norms of the state or province where the accident ocurred.


Can you make the driver of your vehicle pay you the deductible after the accident if they are at fault?

If they have insurance then you should not have to pay a deductible at all.