You should not get a 1099C if the deficiency was discharged in a bankruptcy. Otherwise, you should have gotten one by now.
The time-frame for a Chapter 7 bankruptcy case in Idaho is the same as all other states. The discharge should arrive between three and four months after filing. This assumes that no creditor nor the Trustee has filed an objection to such discharge.
Thats a good question to ask your B/K attorney for state specific advice.
me
Ten years from the date of discharge.
Depends on the nature of the civil suit. If its a simple debt collection lawsuit- a chpt. 7 can discharge the debt. If its a lawsuit seeking money damages due to fraud, then it might not be dischargeable if the creditor files a proof of claim.
Nothing, or your bankruptcy discharge can be reversed, or you can be fined or sent to prison. It depends on how much you inherit and how long after the bankruptcy you inherited it.
The amount of time a bankruptcy stays on your credit report after discharge differs between Chapter 7 and Chapter 13 Bankruptcy. With Chapter 7 bankruptcy, the Chapter 7 stays on your credit report for 10 years. Chapter 13 bankruptcy, after discharge, it shows for 7 years on your credit report.
10 years from discharge...everywhere
Any debt that you accumulate before your bankruptcy filing and have listed on your petition will be eliminated when you receive your discharge as long as your creditors do not file an injunction against you. After you receive your discharge you are welcome and able to open new credit accounts but any debt you accumulate will not be considered a part of the bankruptcy you filed before opening the account.
That depends on what you mean by "use" -- for what purpose? The filing of the bankruptcy stops all collection activity, so in terms of the automatic stay going into effect, that occurs the date the petition is filed. As you probably know, the automatic stay is what stops your creditors from foreclosing, evicting, garnishing wages, or taking any other collection action, including phone calls.The date of discharge marks the date when unsecured debts are "discharged" or eliminated. If you are thinking in terms of evaluating your creditworthiness and calculating how long it's been since a bankruptcy, all bankruptcy filings do show up on your credit. But the famous 7-year prohibition on another bankruptcy is based upon discharge -- it's not that you can only file one bankruptcy every seven years, it's that you can only receive a discharge once every seven years. In that context, the date of discharge is used.If you can clarify your question a bit or give me the fact pattern, I can give you a better answer.
They might, but it would do them no good as long as your bankruptcy goes through to discharge. If they were listed as a creditor on your bankruptcy, the automatic stay prevents them from pursuing you for the debt, or late fees and monthly fees related to the debt. However, if your case is dismissed for some reason before a discharge is granted (because, for example, you fail to show up at the meeting of creditors), none of your creditors will go away, and all late fees and monthly fees will continue to accrue.
The day you get your discharge paper. I do caution against that because ANY bad mark after a bankruptcy is taboo and you will not be able to finance anything for a long time.