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10 years from discharge for most credit reports...as a mater of federal court record it is availale for those that look for much longer.
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∙ 15y ago
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How long will it be until unsecured creditors contact you after your chapter 13 is dismissed?
There is no definite answer as creditors establish their individual collection procedures, it might also depend upon whether it is the original creditor or a collection agency.
How long before creditors do a charge off?
usually a chare off happens after 7 years
How does a person file for chapter 11 bankruptcy?
To file chapter 11 bankruptcy one must propose a plan and then must find creditors to agree with this plan. Then, the person must take the plan and creditors to bankruptcy court where the judge will decide whether the plan can work or not. As long as the judge and all the creditors agree then that person can follow through with the plan and be in chapter 11 bankruptcy.
How long do things stay on your credit report?
Negative entries from creditors remain seven years from the DLA. Chapter 7 BKs for ten years, Chapter 11 for seven years. Judgments remain for seven years but can be reentered when if they are renewed.
Which US President filed chapter 13 due to a failed business and was required to repay his creditors over a period of 17 years?
Abraham Lincoln whom, in 1833, filed for bankruptcy due to a failed business and was required to repay his creditors over a period of 17 years. The current chapter 13 isn't that long anymore; it requires 5 years of payment.
How long after you have a chapter 13 bankruptcy dismissed do you have to wait before refiling?
It is 180 days before you can refile
How long do the creditors have before they no longer can put a claim in on the deceased?
That time period varies state by state. You need to check your state laws.
How long before they come and get a surrendered vehicle in a chapter 7?
Usually 45 days!
Is life insurance exempt from creditors in state of Iowa?
Yes, with a but. As long a a beneficiary is named for the policy and that beneficiary is alive then creditors cannot touch the proceeds. If a beneficiary is NOT named or has died, then the benefits are paid to the INSURED persons estate. A persons estate will go to their next of kin, but NOT before creditors take what is owed to them.
Do you have to be behind on payments to your creditors to file bankruptcy?
No. You can file any time. You actually don't even have to have any debt to file. Anyone can file anytime as long as you meet the minimum reqirements for each chapter.
Forgot to include a creditor in a chapter 7 it is unsecured will it still be discharged?
No, but you will be protected under the stay for as long as the Ch. 7 is active (not been discharged or dismissed), and you have alotted amount of time to add creditors.
Chapter 7 is granted what happens?
Once the Chapter 7 BK has been finalized, your creditors must leave you alone. They cannot contact you for payment of that debt. The only reason a creditor may contact you is if they are not named on the creditors list. Then, depending on how long it's been since the Ch. 7 BK was finalized, they might be able to be added to the list. If not, then you will be fully responsible for that debt. Good luck, and cut up those credit cards!
