HomeHow long can a buy here pay here dealer hold your car after repo?
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Answered 2010-09-04 15:34:28
A car dealer can hold a repo as long as he is the lien holder on the title.
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I do not believe that they can do that, as long as your payments are current.
IT DEPENDS IF IT IS BUY HERE PAY HERE OR A BANK REPO BANK REPOS YOU HAVE 15 DAYS TO PAY THE CAR OFF IN FULL AND 30-60 DAYS TO RETRIVE YOU BELONGINGS OUT OF THE CAR. BUY HERE PAY HERE LOT WILL GIVE YOU YOUR CAR BACK AS LONG AS YOU PAY THE REPO CHARGE AND YOUR BACK PAYMENTS
im Missouri it is 10 days after repo, the title can be filed for repo by institution.
Yes, if the Lien Holder of the vehicle gives them permission to repo.
No, if the car does not have a lien, then the dealer has no legal interest in it.I'm not sure why a dealer would even try to repo something they had no legal interest in.
They must return personal belongings as long as you pick them up in a timely manner and since it has been repo'd they can't charge you anything for storage, its not your car anymore
Even though it is a buy here pay here dealer it is in the contract you signed. You dont pay they will take your car and you WILL have to pay the late payments on top of the repo cost before you get your car returned.
A dealer can not repo the vehicle. The dealer can howecer sue you to get the down payment money if he can prove you owe it.
You give the repo man the keys to the vehicle and let him take the vehicle.
A long time if you hide it well!
Yes, it is.yeahYEAH IT IS DUHHHH As a buy here pay here dealer for many years, it is not illegal to hide from repo. It happens everyday. A breach contract is civil not criminal.
Yes - if the car loan was with the dealer, the dealer can sue the debtor for the balance of the car loan after the car is sold to someone else.
== == I know they can't garnish your wages but not sure about liens.
NO, but you can get it repaired. Do you have any proof that it was the repo that damaged it?
They cannot hold your personal belongings. They might have a time frame of when they have to get it to you though. When a car is repossessed it is brought to the repo yard and then inventoried for belongings. There are usally several hundred cars at any given moment in a repo yard. All vehicles must be inventoried.
IF the dealer is acting as the banks agent(hired to repo), YES.IF you bought the car from that dealer, the dealer may have had "recourse" on the loan, so that he/she had to do the dirty work if you didnt pay. $124.00 is not the main question, how LONG has the $124.00 been in default??
Yes, they can repo at anytime day or night as long as there is no breach of the peace.
Get hold of whoever it is that you should have paid money to (bank, car dealer...). If you can, pay what you owe, or agree on another payment plan. Once you and the lender have reached a new agreement the lender can call the repo off, and you'd get to keep the car.
7 years from the date of repo.
Yes they can, as long as it is the correct vehicle.
Every company is different..collections start the minute a payment goes past due. Usually the repo starts after 3 pmts are due maybe sooner if there are no communications with the customer or maybe later if someone has managed to stall off the repo.
Usually, your CR isn't great before you take an "upside down" loan. But, YES, it hurts your CR. A repo ia a repo is a repo on any CR.
Copart Auto Auction has some repo vehicles. You can check them at http://www.easyexport.us/?a_aid=49e6f684c12b9. It's a dealer auction but you can get an access through one of the official brokers.
If the bank made a mistake they will return the vehicle to you, the repo company is under a hold harmless and work the accounts the banks give them.
As long as it takes to get it back.
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