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Read your contract. One day. As long as you are in default of the contract, the lender can repo the collateral. That could include no ins. coverage.

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โˆ™ 2015-07-15 19:36:15
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Q: How long can you be late on car payments before they can repo?
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Related Questions

How many days late on car payments before it is repo?

60 days


In Washington state How long do you have before they can come repo your car?

One day late. I live and own 2 repo companies in Washington. Sorry, but that is the law.


In the state of Ga can your car be repo for being two days late?

Usually there is a grace period for late payments; however it is not a requirement.


How late do you have to be before the bank can repo a car?

Theoretically, a car can be repossessed after 1 day of being late with payments. In practice, most banks don't take action until 60 or 90 days.


If your car is in the shop but you are still making payments can they repo the car?

Not as long as the payments are current and have remained so.


What can a person do to get a repo back?

Get caught up on their payments, pay all applicable late fees and the repossession fee, and do so before the car gets auctioned off.


How far behind on a auto loan before they repo the auto?

3 payments


Car repo in ny?

A car can be repossessed in the state of New York if payments are late or defaulted. The only way to not get a repossessed is to make your payments on time.


If your creditors are accepting payments can they re posses?

As long as you are in default of the contract, they can repo.


What is the legal process to repo a car in TN?

You need to have a lien on the vehicle and reasonable cause to repo it, whether it be late payments, risk of losing the vehicle in impound, etc.


How many payments do you have to miss before your car can be repo?

Depends on the lender. Legally, one!


Should you see if your bank will repo your car as you just can't keep making the payments and when you do they are late you have had the car for 4 month now you know it will make your credit bad?

I need to know how long does it take the bank to repo your car if you are 2 payments behind. Can I make arrangements to make a payment next week


How many days late on car payment before it can be repo?

The length of time that a car payment can be late without being repossessed will depend on the bank or car dealers agreements. Payments made after a month may be in jeopardy of being repossessed.


Can the lien holder repo my truck when payments and insurance are current?

They will not repossess a vehicle unless you have defaulted on the loan. Defaulting on the loan is being late with the payments. Call the lender and talk to them.


If you do a voluntary repo and get another dealerships car will that hurt your credit as bad as not making any payments for a repossession?

A repo is a repo is a repo.


How late can your payment be before repo in North Carolina?

In North Carolina, a lender can repossess a car when just 1 payment is missing. They can also repossess it if you let the insurance lapse and are current on your monthly payments.


I owe 4 payments on a car but the total left on the car is more than the 4 payments the bank said that it is like that because of late payment fees can they repo if i pay just the 4 payments.?

Late payment fees are agreed upon by you when you sign the finance contract, yes you owe the additional money as long as their addition of the fees is within the guidelines stated in the contract.


How long do you need to be delinquent before repo happens in Pennsylvania?

One day late puts you in default and when in default, you are subject to repo. MOST lenders wait 30-60 days. They want the MONEY, not the car.


Can they legally repossess your car if all your monthly payments are up to date but you have made a few payments a day or a week late?

Read your CONTRACT. You have to be in DEFAULT of the contract for the lender to repo. If you are current on payments, what else can you be in default of?? INSURANCE coverage?


How far do you have to be behind on your payments to legally repo in Michigan?

Legally, ONE day. As long as you are in DEFAULT of your contract, the lender CAN repo the collateral. Read the contract for more on DEFAULT.


When will they repo?

When you dont pay your payments on something


How late before capital one can repo?

Typically it takes up to 5 months of no Payments for Capital One Auto Finance to decide to repo. Whether its the same of home and other Finances I do not know however, when the 5 month mark hits, they will begin paperwork and by the 6th month you will have your possessions taken.


If you've been late 8 weekly payments can the dealership report the car as stolen?

IF you are the REGISTERED OWNWER, NO. You cant steal your own car. They can REPO it.


Can a bank repo your car before notifing you before they come get it?

if you are behind at least 2-3 months behind in payments then they can come get it whenever they please


How many days late can you be before a company can repossess a car in NJ?

The lender CAN repo when you are 1 (one) day late.