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Keep the Kid on your policy for nowI am an agent in Texas and I insure 50 year old babies on 70 year old momies policies. What we look for is place of residency. If they live together, or at least share the same mailing address, then we can insure them together.

One of the problems I get upset about with insurance companies is they will insure a 21 year old "kid" for $200 per month on momies policy(just for example). They graduate from college, get a job and move away from home then all of a sudden, this same kid must pay more for insurance because they are an independent household. That does not generally make the kid a more dangerious driver . . . they ought to get a reward for getting a job and moving out on their own.

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12y ago
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14y ago

This is specific to insurance companies, and the type of insurance.

Auto insurance, forever

Life insurance, forever

health insurance, as long as the child is a dependent and under 21, 23 if attending school

(NOTE: these are general and you should consult the specific insurer to confirm)

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Q: How long can you insure your child on your auto insurance policy?
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