One of the problems I get upset about with insurance companies is they will insure a 21 year old "kid" for $200 per month on momies policy(just for example). They graduate from college, get a job and move away from home then all of a sudden, this same kid must pay more for insurance because they are an independent household. That does not generally make the kid a more dangerious driver . . . they ought to get a reward for getting a job and moving out on their own.
This is specific to insurance companies, and the type of insurance.
Auto insurance, forever
Life insurance, forever
health insurance, as long as the child is a dependent and under 21, 23 if attending school
(NOTE: these are general and you should consult the specific insurer to confirm)
Certainly. You can insure any licensed driver you want as an operator of your vehicles.
If you add the child as a driver on the policy.
Yes, you can even insure her. It will need to be a non-standard auto policy.
When you insure a vehicle that you use for business purposes, make sure that you insure it under an authentic commercial auto insurance policy. A personal auto insurance policy will not cover many business uses of an automobile, and if you make a commercial auto insurance related claim that is not covered on your personal policy it will be denied. Therefore, when you buy or lease a car for business use, contact a commercial auto insurance broker if your general business insurance broker or provider cannot assist you with your commercial auto insurance needs.
You would need an auto insurance policy with a modified vehicle endorsement added on.
Progressive Insurance offers commercial auto insurance and they also will give you a free quote! If you insure more than one vehicle or have more than one policy you can get a multi policy discount. http://www.progressive.com/
You have to remove your child from the policy and have them find their own.
Some cheap auto insurance companies in Florida are Swift Cover, Florida Insure, Insure and Go and Complete Insurance. Of these, Insure and Go are considered to be the cheapest but this will depend on your circumstances.
Almost every auto insurance company requires your parents to sign your policy or for you to be listed under theirs. There are no known insurance companies who will insure a 17 year old by themselves.
Just call up your insurance company/agent, and tell them that you request his name to be removed from your policy. They will then issue you a new policy w/ id cards. Some insurance companies require that the 18 year old has acquired auto insurance elsewhere before removing them from the parent's policy. This may prove difficult for the parent who may be forced by the insurance company to carry auto insurance on their child indefinitely until such a time when insurance can be obtained.
Either parent could provide insurance for a child under their auto insurance policy. Alternatively, the child could obtain their own auto insurance policy if either parent is willing to countersign sign the insurance application with the child. As far as liability causation the parent who facilitated the acquisition of the automobile wold have the greater responsibility for resulting damage and liabilities.
Not necessary- you only add/exclude drivers