One of the problems I get upset about with insurance companies is they will insure a 21 year old "kid" for $200 per month on momies policy(just for example). They graduate from college, get a job and move away from home then all of a sudden, this same kid must pay more for insurance because they are an independent household. That does not generally make the kid a more dangerious driver . . . they ought to get a reward for getting a job and moving out on their own.
Certainly. You can insure any licensed driver you want as an operator of your vehicles.
If you add the child as a driver on the policy.
When you insure a vehicle that you use for business purposes, make sure that you insure it under an authentic commercial auto insurance policy. A personal auto insurance policy will not cover many business uses of an automobile, and if you make a commercial auto insurance related claim that is not covered on your personal policy it will be denied. Therefore, when you buy or lease a car for business use, contact a commercial auto insurance broker if your general business insurance broker or provider cannot assist you with your commercial auto insurance needs.
Yes, you can even insure her. It will need to be a non-standard auto policy.
You would need an auto insurance policy with a modified vehicle endorsement added on.
Progressive Insurance offers commercial auto insurance and they also will give you a free quote! If you insure more than one vehicle or have more than one policy you can get a multi policy discount. http://www.progressive.com/
Some cheap auto insurance companies in Florida are Swift Cover, Florida Insure, Insure and Go and Complete Insurance. Of these, Insure and Go are considered to be the cheapest but this will depend on your circumstances.
You can pay for insurance on an auto that is not yours...but the policy must be the titleholder's policy.
Almost every auto insurance company requires your parents to sign your policy or for you to be listed under theirs. There are no known insurance companies who will insure a 17 year old by themselves.
As the driver is a minor child, the Custodial Parent or other Custodial Entity is Financially Liable for the acts of the minor child. An auto accident may or may not be covered under the Custodians Auto insurance Policy depending on whether the child is covered or excluded from coverage on that Policy.
If you can show your insurance co. that your child lives on their own AND has their own car insurance, you should be able to get your child OFF of your policy
In the state of Texas you do not have to list your child on your policy. If living in your home you can enlist a separate policy for that child. If living in another home it is never a requirement to have them on your policy although there are some policies which certain insurance companies write which require the child on your policy while living in your residence.
Not necessary- you only add/exclude drivers
Most of the time the tools would not be covered under your personal auto policy although the vehicle might. You can ask your auto insurance if the type of work you do with your vehicle would be covered under their policy. If not then that's when you need to look into getting a commercial insurance policy.
Not sure about that, more than likely though, contact your agent or the policy services dept of your insurance company.
Talk with your auto insurance agent if you don't know how to read your insurance policy.
There is no need for auto insurance if you don't have a vehicle. What would there be to insure ?
If he is driving a vehicle that owned by the parents it is advisable that he remain on the insurance policy.
Either parent could provide insurance for a child under their auto insurance policy. Alternatively, the child could obtain their own auto insurance policy if either parent is willing to countersign sign the insurance application with the child. As far as liability causation the parent who facilitated the acquisition of the automobile wold have the greater responsibility for resulting damage and liabilities.
This is specific to insurance companies, and the type of insurance. Auto insurance, forever Life insurance, forever health insurance, as long as the child is a dependent and under 21, 23 if attending school (NOTE: these are general and you should consult the specific insurer to confirm)
NO,, GAP Insurance is supposed to pay the difference between what your Auto Policy paid and any remaining portion of your loss after the Auto Insurance Policy has paid it's maximum. If No Auto Insurance Policy is in Place providing comprehensive and collision coverage then your GAP Policy is Null and Void. GAP coverage only pays in conjunction with your Auto Insurance Policy. No Auto Insurance! No Gap Payment
Auto insurance quotes can be obtained sites like Get Insurance Quotes, Think Insure, Car Insure Quotes Online, Insurance Hotline, and Kanetix. Many insurance companies also have a quick quote feature on their website.
Just call up your insurance company/agent, and tell them that you request his name to be removed from your policy. They will then issue you a new policy w/ id cards. Some insurance companies require that the 18 year old has acquired auto insurance elsewhere before removing them from the parent's policy. This may prove difficult for the parent who may be forced by the insurance company to carry auto insurance on their child indefinitely until such a time when insurance can be obtained.