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How long does a creditor have to contact you about a repo?

Updated: 8/19/2019
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13y ago

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7-10 days unsually. But only to your last known address.

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13y ago
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Q: How long does a creditor have to contact you about a repo?
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Related questions

If creditor received a judgment and you make arrangements to pay the bill can the creditor still repo your car?

"debtors" can never repo cars, LENDERS can, even after you make 'arrangements". As long as you are in "default", they can repo.


How long is a repo on your credit?

A repo stays on your credit for at least seven years. However, you may negotiate with the creditor to have it removed earlier.


Can creditor report car as repo 2yrs after BK discharged if reaffirmation was not entered in court although timely payments made for 2yrs after BK and creditor shows zero balance on credit report?

A creditor can report a car as repo and not correct it unless you call them. If it not their responsibility to make sure your credit report is right, it is yours. If you contact them, they must fix it.


Can you keep driving a repo car?

No, the creditor is going to wonder where it is.


Can a creditor garnish social security in Texas for deficiency after repo?

NO. Social Security income is protected from creditor claims.


What can a repo man do if they dont get paid by creditor?

The only recourse (legally) would be to file suit against the creditor, seeking payment.


How long after defualt before car repo?

Depends,if you mainyin open channels w/loan dept.,you can make remedial payments for quite some time. i repo bikes & have seen them p/u in less than 6 weeks to as long as 6 mo. CONTACT,CONTACT,CONTACT! They do not want your car back!


Can a creditor repo a truck if thy are not on title as a lien holder?

This depends on state law regarding lienholders, not bankruptcy law. Debts can be transferred (sold) to other creditors, but usually the title has to be endorsed to the new creditor and you have to get notice of the transfer. A creditor can seize a truck under a court order to satisfy a judgment, whether it is on the title or not. It is not a repo, however.


What to do after paying off a car repo?

Make sure it is recorded correctly with your creditor and the local credit bureau


How does a Michigan company repo a car in South Dakota?

The creditor is the one who repossesses the car. They simply hire an agent in the area to do the repo. As long as they hold the lien, they're the rightful owners of the vehicle, and have a right to reclaim their property, even across state (and even international) boundaries.


If you live in Florida does a creditor have to notify you if your car is in repo status?

NOPE. No state requires lenders to tewll you that you are in "repo status". The lender desire for you to make the payments will sometimes give you a clue.


Can a repo put a lien on your home in Ohio?

Yes. If there is a balance due on the loan and the creditor has obtained a court judgment.