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A repo stays on your credit for at least seven years. However, you may negotiate with the creditor to have it removed earlier.

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10y ago

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Related Questions

How long does a paid off car repo stay on your credit report?

7 years from the date of repo.


How badly does a voluntary reposession hurt a co-signer's credit?

A repo is a repo is a repo, credit wise.


How long can a mobile home repo stay on your credit?

Seven years from the entry of the judgment.


Repo how long will it take to get on credit report?

If your vehicle is already up for repossession, it is already on your credit report as a delinquent or defaulted debt.


Does voluntary repossession hurt your credit?

YES, on a CR, a repo is a repo.


Does a repo show on your credit when you voluntarily return it?

Yes, a repo is a repo whether you give it up or they take it.


If you do a voluntary repo and get another dealerships car will that hurt your credit as bad as not making any payments for a repossession?

A repo is a repo is a repo.


How long does a voluntary repo stay on your credit and does it look bad to other car dealers?

7 years just like a regular repo. Looks the same too.


If you have a voluntary car repo while you are in chapter 13 how does it appear on your credit report?

as a repo


Does the credit company have to warn before repo?

No.


How long does a voluntary repossession stay on your credit report?

For Experian, a voluntary repossession will remain on your credit report for seven years from the original delinquency date of the debt.


If a car is repossessed and the loan is paid in full and you get your car back do you still have a repo on your credit report?

IF the lender posts a repo on your CR, you have one. You will have the repo on your credit report, but it should also show up as "redeemed".