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The length of time items are displayed on a consumers' credit report is established by the Fair Credit Reporting Act, a federal law. It says at 1681c, Sec. 605 that judgments are excluded from credit reports when they are seven years from their date of entry "...or until the governing statute of limitations has expired, whichever is the longer period."

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8y ago
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1w ago

A judgment can stay on your credit report for up to seven years in North Carolina. This time period is determined by the Fair Credit Reporting Act (FCRA) regulations.

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Q: How long does a judgment stay on your credit report in North Carolina?
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Related questions

How long does judgment stay on credit report in North Carolina?

Negative information remains on a credit report for 7 years in every state. There are strategies to assist in this matter.


How long does a judgment stay on public record in North Carolina?

How long does a credit judgement stay on credit repot in North Carolina


Can they take your house in North Carolina for not paying credit cards?

If your sued and your creditors receive a judgment they can put a lien on your property.


Can a credit card company put a lien on your house in North Carolina?

Yes, a credit card company can put a lien on your bank account or your house in North Carolina. They would have to go to court and obtain a judgment and will probably not do this unless you owe a large amount.


Can a credit card company put a lien against your property in North Carolina?

Yes, if they file suit and receive a judgment the creditor can execute the judgment as a lien against the debtor's property.


How long can a civil judgment be collected in North Carolina?

Ten Years.


Will a speeding ticket in Oregon be reported to North Carolina?

Yes Oregon will report the ticket to North Carolina and if the ticket is 15 mph or more over the speed limit North Carolina will suspend your North Carolina drivers license.


How can you domesticate a Georgia eviction judgment int North Carolina?

You can certainly domesticate the money award portion of the judgment in North Carolina. To do this, you need to follow the procedures of the Uniform Enforcement of Foreign Judgments Act, set forth in N.C. Gen. Stats. 1C-1701 - 1C-1708. If you are a corporation or other business entity, you cannot represent your company in a North Carolina case, and will need to hire a North Carolina judgment enforcement attorney to assist you with the domestication and collection processes.


Can a credit card company put a lien on a jointly owned property when only one person is named the debtor in North Carolina?

Maybe, it depends upon how the property is titled. Generally when a judgment debtor is married and the spouse is not a part of the judgment order, then real property cannot be attached by the judgment writ.


Are there any legitimate personal loans in North Carolina for people with bad credit?

There are many legitimate personal loans in North Carolina for people with bad credit. Most of them are referred to as payday loans and they do not consider your credit rating.


How long can charged off accounts stay on your credit report in North Carolina?

Revolving accounts or Charge offs will stay on your report for up to seven years. But if you are interested in knowing what the statue of limitation is for the state of NC, then it is three years.


Who was sent to study and report on the region that became North Carolina?

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