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Forever. But what you can do is ask for a release of lien from the dealer. Once you get a release of lien from the dealer, you go threw the normal titled process in your state to obtain a lost title.

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Q: How long does a lien stay on a car if you have a wrecked car with no payments for last year and dealer doesn't want it back and you want to take to junk yard or sell for parts but lien on title?
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