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7 years. Lenders will set underwriting guidelines for how much time must pass after a foreclosure before they will lend to you again, but the acutal reporting lasts 7 years. Some lenders will extend credit if the foreclosure is not within the last 2 years, 3 years, or 5 years depending on their policy.

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Q: How long does foreclosure stay on your credit?
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Related questions

How long does foreclosure stay on your credit report?

A foreclosure will typically remain on your credit report for seven years.


How long does a foreclosure stay on your credit report?

A foreclosure will typically remain on your credit report for seven years.


How long will a foreclosure be on your credit report and how will it effect your credit score?

A foreclosure can stay on your credit report for over ten years. It will have a significant and negative impact on your score.


How long does a foreclosure initiated stay on your credit?

Foreclosures remain on your report for 7 years. It is difficult to get a foreclosure removed.


How long does foreclosure stay on credit report?

Credit reporting requirments means it will be listed for 7 years.


How long will my foreclosure stay on my credit report?

A foreclosure remains for a minimum of 7 years. In some states, it can legally remain for longer.


How long does an auto repossession and a home foreclosure after stay on your credit report?

NOTICE OF DROPPING PARTY DEFENDANT


How long does a foreclosure eviction stay in record?

What record? The court's records are permanent.Added: And so is your credit history.


How long does a foreclosure stay on your credit report and affect it?

7 years + 180 days from date of first delinquency.


How long will a bank foreclosure stay on my credit report?

It will stay on your credit for a few years. Not more than 10 years and not less than 4. Generally, data drops of your credit report after 7 years.


How long do foreclosures stay on your credit report?

The Fair Credit Reporting Act allows the legal action of foreclosure to remain for 7 years from the date of filing.


How long does bad debit stay with your credit?

It depends on your situation but a foreclosure for example will normally cause you to have bad credit for 7 years. Most of the time bad debit will stay with you 7 years, but may sometimes remain with you for as long as 11 years.