Just as long as it takes to find financing for you. The salesman will start with those financing agencies he knows and continue to call one after another, the first one to say yes, is when the clock stops. I would expect no mlore than a couple of hours to 1/2 a day.
You can finance new or used cars. You can lease a car or take out a loan, though a loan is better in the long run. Your dealership usually has a person who assists in getting you a loan.
Sometimes just long enough to sit down at the car dealership with the salesman while he checks your references, credit and income. An hour and a half.
If the loan company approves. If the loan company does not approve and transfer the loan you would still be legally responsible for the debt.
Usually not. You signed a contract and you must approve changes to that document.
The length of time it takes for a mortgage loan to get approved is highly dependent on the mortgage lender you are working with. Many large commercial banks can approve a mortgage in as little as 48 hrs. however.
One can take out a car loan online, or at one's local car rental dealership. Companies that offer such loans include Hertz, Budget, Avis, and Thrifty.
They cannot keep the car you were attempting to trade. They can and will take back the car that they were trying to get you financed on. They would be in possesion of a contract for the sale of a vehicle for a certain amount. If that amount cannot be collected from you in cash or a bank in the form of a loan, then you are in default of payment.
You might want to ask the dealership that question.
yes, they buy out the loan, and if the vehicle is not worth what is owed the balance can be added to the amount being finaced on the new one
Banks and savings and loans may pre-approve you, but you will need to open an account with them if you choose to take the loan. If you have a problem opening an account, you will need to get that cleared first.
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