Probably same day, done electronically. Depends on merchants method of transaction.
I payed for food last night on my credit card, I checked online banking today and its not showing up yet so im guessing it takes 2 or 3 days to show up. :-)
The Fair Credit Reporting Act allows charge offs and collection accounts to show for 7 years, plus 180 days from the last time you paid the account (on time) immediately prior to the charge off.
No. It will show on a credit report as an account closed due to inactivity. It has no effect on your credit score.
If someone adds you as an authorized user on their credit card account, and they supplied your SSN when adding you, it would probably show up within 30 days. Of course that means that you would have to get a new report each month or sign up for some kind of Alert service.
The Fair Credit Reporting Act establishes a method by which derogatory information, like a charge off, can show on your credit report. This time period begins on the month/year you last paid the account on-time immediately prior to its' default. The account may show for 7 years from this date.
Yes, purchasing a book on your Nook will typically show up as a charge on the credit card linked to your Nook account. The charge will appear on your credit card statement.
Yes, that's perfectly normal.
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
no
Even if the transaction is free yet asking for a credit card number, the app store will charge one penny to make sure the card is real -- so it WILL show up.
A prepaid credit card is like a debit card: you put money into the account and then spend it by swiping the card. There are no payments after the fact. You "reload" the card to maintain a balance for your use. Some companies charge a monthly fee for this service, while others do not. So do the research. The card reports to the credit bureau, but will show that it is a prepaid card, which doesn't impact your credit score.
A consumer credit card is issued to you on good faith that you will build debt and pay it off. A secured credit card is issued to you for the amount that you deposit into a secured savings account. The debt you charge to your card cannot exceed the amount that you have in your account. Once you show good faith that you are responsible enough to maintain your credit to debt ratio and pay your bills on time, the company may offer you a consumer card in place of the secured card. A secured credit card is a great way to establish credit.
A consumer credit card is issued to you on good faith that you will build debt and pay it off. A secured credit card is issued to you for the amount that you deposit into a secured savings account. The debt you charge to your card cannot exceed the amount that you have in your account. Once you show good faith that you are responsible enough to maintain your credit to debt ratio and pay your bills on time, the company may offer you a consumer card in place of the secured card. A secured credit card is a great way to establish credit.
In a word, yes.
about 30 days, but don't close the card just yet that will have a negative impact on your credit score.
Yes, credit card consolidation will affect your credit score. It will show on your credit report for at least five years, it doesn't hurt as bad as bankruptcy however.
I payed for food last night on my credit card, I checked online banking today and its not showing up yet so im guessing it takes 2 or 3 days to show up. :-)