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Answered 2007-07-06 03:08:47

about 30 days, but don't close the card just yet that will have a negative impact on your credit score.

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If you haven't paid your credit-card debts in 7 years can you apply for a new card?

When you apply for a credit card a credit report will be ran and those credit cards you haven't been paying will be on that report. So I say no.

If you have an unpaid credit card in another country what conditions must apply before they can they report the debt to your US credit report?

CRA's in the US, report the credit history of transactions made only in the US. Therefore credit history from another country would not show up on a report in the US. This does not prevent a prospective creditor from requiring confirmation of the person's previous credit history.

Where can a person get a free credit report in Canada?

There are two main credit reporting agencies where one can get a free credit report in Canada. 'Equifax' and 'TransUnion Canada both allow one to apply for a free credit report.

How can one apply for a credit report from TransUnion?

One can apply for a credit report from TransUnion in various ways. One can request a credit report from TransUnion by phone at 877-322-8228, by mail at P.O. Box 105281, Atlanta, GA 30348, or online at the official website.

How can one apply for a TRW free credit report?

One can apply for a TRW free credit report online at the Experian website. One can also contact Experian by mail or phone to order a free TRW credit report. One can call 1-888-397-3742.

How do you get a credit report and what do you do if you see something unexpected?

you can receive 3 credit reports for free every 12 monthes. Go to annualcreditreport.com and you can either select to see all 3 at once (which means you have to wait another 12 monthes for another 3 chances) or you can just choose 1 credit report to view, it's totally free, but only at annualcreditreport.com also if you apply for credit anywhere and get turned down you get to receive a free credit report.

How many credit cards should you apply for at one time?

Never apply for too many credit cards at one time. Every time your credit report is ran it lowers your score. Some places will look at how many time your credit report has been pulled. Any time your apply for a credit card or a loan you should give it several months before you apply again. I have good credit but because my credit report had been pulled 6 times in 2 months I got denied. That's the best info I can offer.

Who is eligible to apply for a CCJ mortgage?

In recent years it has become easier to apply for a mortgage with a CCJ on your credit report. The easiest way to determine if you're eligible to apply for a mortgage is to contact a UK independent mortgage broker after you have received your credit report from a credit reporting bureau to see if you qualify.

How do I build up my credit score with credit cards?

You can build up your credit score with credit cards by wisely using your credit every month and paying it off in full every month. By paying off your cards, you slowly build up your credit score.

Can you get a best buy credit card whitout ssn?

You need a SSN to apply for any credit card. That is how they can check your credit report.

How long after filing chapter thirteen can you apply for credit?

One day. You can apply any time. However, your chapter 13 stays on your credit report for 10 years.

How does one obtain Experian credit reports?

To get a credit report go to the website for Experian. They have all the forms and paper work to fill out to apply to get a credit report. They also have a help section to answer any questions.

If you apply for a credit card and are approved does it show on your credit report?

It will appear on the CR when the account becomes active, not when the card is approved.

Where could one find a free trans union credit report?

One can find a free 'TransUnion' credit report by visiting the 'TransUnion' official website and following the 'credit report' links. One can apply online or use the contact numbers.

How much does it cost for a copy of your credit report?

You are entitled to one free credit report from each of the three main credit bureaus every year. It's recommended that you request one every four months so you can keep an eye on your credit. You can also get a free report if you apply for a line of credit and are refused.

Can you apply for a car loan if you are disputing items on your credit report?

Get your disputed items cleared and marked paid before you get started on the loan. Having derogatory items on your credit report will affect their opinion of your credit worthiness.

Can a credit card company report a deceased individual cardholder's information on a spouse's credit report for debt acquired before marriage?

Another person's credit information should never be on your reports UNLESS you were an authorized user, a joint owner, or in a community property state and the debt was incurred during the marriage. If none of these apply, dispute it with the credit bureaus.

How do you write a letter disputing a judgment on your credit report?

When you obtain a copy of your credit report, look on the back of it where instructions tell you how to submit a dispute. When you mail it back to them, they will investigate it and send you a written response. If you don't know how to get a copy of your credit report, apply for credit somewhere and when they turn you down you can mail that letter to the credit reporting agencies and they will send you a free copy of your report by mail.

I wanna know if I apply for AT and T 2 year contract they gonna do a credit check So is that a hard pull or a soft pull on my credit?

If you apply for a 2 year contract with AT&T they will do a hard pull on your credit report.

Where can one apply for a credit card in Canada?

A person can apply for a credit card in Canada by inquiring about credit card services which can be gotten around Canada and can be payed for by another credit card service.

How would one apply for Care One credit?

One can apply by phone to Care One Credit by calling 1-800-350-6285. Another option one has to apply with Care One Credit is to go to their site and apply.

How can you make sure that you qualify for guaranteed car finance?

The first thing to do is to get a copy of your credit report. If your score is below 550, you may need to apply for a bad credit loan which would have you paying very high interest. In this case, clean up your credit first. Get rid of credit cards that you don't use or ones that have low balances.

How much money do i have to make to apply for Capital One?

Anybody can apply for a Capital One credit card. If you receive on and the amount of your credit limit will be determined on your income, your credit history, and your employment stability. Everyone who applies for a credit card will have to have their credit report reviewed by the bank they are applying to.

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