The insurance company has a certain amount of time (30-60 days, depending on your state) to give you an "answer", which could be "Accepted, here's your check", "Declined, deal with it or sue us", or "We need some more time to investigate." There is definitely not a concrete time that you will magically get a check in the mail.
Some important factors:
Are you filing this claim on your own insurance policy or on the person who you think is responsible for the accident? If you file it on your own insurance company it will be much quicker, in general.
If you file it on another person's liability policy, the insurance company will need to complete a liability investigation. This will generally consist of interviewing all involved parties, witnesses and ordering the police report (if applicable). The quickest this could take is perhaps 3 days (if no police report is to be ordered).
Are there injuries? If there are injuries, especially if there are multiple people with multiple (costly) injuries, there may be a limits issue and it will take much longer.
Also, if this is the other insurance company, they will need to talk with their insured to verify the details of the accident. If he doesn't answer the phone, the burden of proof will be yours to prove the accident happened and he was At Fault.
yes yes
An auto accident claim should be filed after the accident happened. Be sure to have a police report and the other parties insurance information before reporting your claim.
If its only with your insurance company, generally, nothing. If you are speaking of a court action you have filed, you will have to withdraw it from the court's docket.
AXA is a car insurance company based in Ireland. A claim should be filed within 24 hours of the accident. The claim should be processed within 10 days of the accident.
Yes you can still file a claim with your insurance hopefully you got the other persons info so ythat you can pass it on to your adjuster.
If a person has been in a motorcycle accident and he or she needs to file a claim, the first thing he or she needs to do is contact the insurance company. If an individual is not insured, then that person needs to contact an attorney to properly file the claim. Generally, the claim is filed through the insurance company. Claim filing procedures depend on the motorist at fault.
One can make an insurance claim by calling their insurance company. If a car accident is the reason one needs to make a claim a police report must first be made. Other insurance claims can often be filed at the insurance companies website.
If the accident was reported to the police at the time it occurred, I believe a report can be filed, although it should have been filed ASAP. Check with your insurance company and state regulations.
The deductible at the time of the accident not the time of claim.
Yes. Insurance companies don't just go off your drivers license record. They also check several other insurance company data bases because many accidents are not reported to the police. If an accident claim was filed the Insurance company who handled the claim will have it in their database as well.
No, they will pay the claim to you and then you will be able to do what is fiscally responsible.
Accident reports are usually filed with the police. They will interview the person and fill in the accident report using those details. A separate report is filed with the insurance company.