== Forever ! That sounds extreme, but given the current boom in zombie debt collection, a 20 year old debt included in a bankruptcy could come back to haunt you down the road and you would have to produce proof that the debt WAS included in your bankruptcy to make the collection agencies back off and go away.
Keep copies of your complete bankruptcy petition, all schedules, the list of creditors and your discharge letter in a safe deposit box (or similar) and never lose it. If storage is a problem, at the very least scan the entire petition and burn it to a CD and keep IT in a safe and fireproof location.
6 years is best...
1st bankruptcy = 7 years 2nd bankruptcy = 20 years 3rd bankruptcy = life
for ever, you never know when you might need them!
Employee time cards should be kept for at least two years. For employee leave and absences, records should be kept for at least three years.
A person should keep personal tax records for about 7 Years in Australia.
Paperwork relating to the bankruptcy should be kept until at least the bankruptcy is off your credit report.
Bankruptcy is not easy. You must first make some big decisions-such as which Chapter to file under and what to include-and then there is a ton of paperwork and many, many different steps. Life after bankruptcy is also not easy. There are a great many things you will need to do in order to recover from bankruptcy.
I believe you home is safe as long as it is your homestead in a bankruptcy. You should consult a bankruptcy attorney to be safe.
any car you have it has to be added to your bankruptcy but you get to keep it, as long as you don't go out and buy a brand new car then file , that wont work they wont put that on you will have to pay for it
It should, but only for as long as the bankruptcy is active, and only so long as the debt is listed after the bankruptcy is discharged. More accurately, the garnishment must stop when the plantiff in the judgment has received notice that there is a bankruptcy.
about a year or two
It depends on where you are. Heres a list of how long different records should be kept. I think this is in the UK
Medical records should be kept for as long as required based on the type of record, and federal/state laws.
It depends on how organized all of your paperwork is. It seems to take 2-3 weeks on average but it can be done in as little as a day. Source: http://www.crwlegalcenter.com/howlong.shtml
You should not get a 1099C if the deficiency was discharged in a bankruptcy. Otherwise, you should have gotten one by now.
It's slightly different depending on whether or not you are going through a lawyer. If you are not, you will basically file a ton of paperwork with the government. It requires a ton of specific information that you may not be used to giving out. The application is long and pretty confusing and should not be done hastily.
In order to file for bankruptcy a person will need to hire an attorney or lawyer. Bankruptcy has long term financial consequences for the person so a competent attorney should be hired.