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it all depends on your past record, your ins company, and how severe the damage. state farm and a few others have accident forgiveness. low end companies will jack your rates if you report a claim against other drivers that hit you just because you are making them work.
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∙ 15y ago
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How long do speeding points affect your insurance premiums?
Speeding tickets affect your insurance rates for at least 3 years in most states.
What happens if the driver of a vehicle gets a dwi on your insurance?
Your rates shouldn't be affected, as long as he wasn't in an accident in your car.
How long do traffic infractions affect insurance rates?
does defective equipment go against your license
Will insurance go up from a fifty fifty fault accident?
This will depend on how long you have been with that insurance company. If you have not been with them very long then your rates may increase. If you have been with them a long time your rates might not increase but you may lose a loss-free discount. If you lose the discount your premium will go up but your rates will remain the same.
How would an insurance claim affect your future rates in a hit and run accident that was not your fault?
According to my experience, it should not affect your insurance rates if you were not at fault. I was involved in a hit-and-run myself, and at the time I was too nervous to jot down the correct license plate. I filed the report anyways though.Of course, due to the severity of the accident and whether or not you were injured, that would determine how much money your insurer need to shell out. However, as long as it's not your fault, they have no reason to increase your rates.Good luck!
How long will a speeding ticket stay on your record in California?
In most states it is 39 months. It will also affect your insurance rates.
Will my insurance rates go up if I rear end someone and only my car is damaged and I make a claim to my insurance company to fix it?
Very likely yes. This is especially true since you are at-fault for the accident. (meaning you caused the accident). Some insurance companies reward loyalty and may have "accident forgiveness" program if you have been a long time customer with them.
How long does a driving-while-intoxicated arrest or conviction affect your insurance rates in New York State?
5 to 6 years
How long does it take for the insurance to pay out when in an accident?
Depends on what insurance company it is.
Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
How long do traffic tickets affect insurance?
they put points on your license, then your rates go up about 100 dollars every 6 months.
How long does a car accident stay on your record?
The length of time a car accident affects your insurance rate can vary with different companies. It can take from 5 to 7 years for your rates to go back down. It doesn't hurt to shop around for car insurance to try to improve your premiums paid.
