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Q: How many days does it take for the insurance company to declaring a stolen vehicle a loss?
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Whose insurance covers items stolen from a company vehicle at home?

I think that your insurance covers the items that were yours that were stolen, and the company's covers the car damage.


If your auto is hit by a stolen vehicle who will pay for losses like deductibles and other expenses?

You or your insurance company. The owner of the stolen vehicle would not be responsible because their vehicle was stolen and the driver of the stolen vehicle's insurance would not cover it because he was driving a vehicle that was not on his policy and he did not have permission to drive.


If a car was stolen and found in bad condition do you have to accept the vehicle back or can you reject it and have the insurance company pay it off?

I am sure that theft insurance functions just like collision. The insurance company has the option of repairing the car or declaring it "totalled" in which case they give you fair market value for the car (they do not have to pay it off)


If a vehicle is stolen and is only covered by PLPD will the insurance company pay for the loss?

You must have comprehensive coverage in order to recover on a claim from your insurance company if your vehicle is stolen. Liability only is just that, liability for your legal liability for damage or injuries to others.


Whose insurance company do we report to if the vehicle that was stolen was borrowed from a friend?

You should report the theft immediately to the police and to the car owner's insurance company.


What can you do if your car was stolen and you only have liability?

Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.


Can the insurance company deny your claim for stolen vehicle if the car payments are behind?

No, that wouldn't be a reason for claim denial. It may be a reason for them to investigate you for insurance fraud.


If a vehicle that has been stolen is involved in a car accident and is at fault whose insurance will cover the damage to the second vehicle?

The second vehicle will be covered by it's own insurance. That company will then attempt to sue the driver to recoup it's losses


If a car that was reported stolen hits your car why would the stolen car's insurance company refuse to pay for damages?

Probably because the owner did not exercise normal precautions and by leaving the keys in the vehicle actually participated in its theft. Call that lawyer who advertises on TV. If he can't get the insurance to pay, he'll get a judgment against the owner. The owner of a stolen vehicle is not responsible for the actions of the thief that stole their vehicle. If there is no liability on the owner, the insurance company does not owe the claim for property damage to others.


If vehicle is stolen from your home which insurance covers?

Either.


Do you have to continue paying your insurance if your car is stolen?

No, as long as you have let your insurance company know they car is stolen.


What if car is stolen and you have full coverage?

After making a police report, contact your insurance companies claims department right away and report the theft If you have comprehensive coverage on that vehicle, then your loss will be covered under your policy. If you have rental car coverage then the Insurance Company will also pay for a temporary rental car for you to drive. It just depends how much insurance you bought. For vehicle theft claims, It is customary for the Insurance Company to wait a short time to see if your stolen vehicle is recovered for you by authorities.