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Mick Walsh who wrote Dirty Cash (Money Talks). He now lives in New York
You can get a loan only from a whole life (CWL), Universal Life (VUL, etc) only if there is a cash value available. If you contact your agent you can ask what your available cash value is and then ask for a loan to the cash value. DO NOT surrender the policy because then you will be hit with a tax bill. Taking the money out in the form of a loan will avoid this and you are not obligated to pay back the loan. If you do not pay the loan back then the loan amount is taking out of the death benefit when you die.
Cash loans can be obtained in New York City, NY from cash advance companies. Some popular ones in New York City include New York Cash Advance, New York Payday Loans, and the Provident Loan Society of NY.
I have a Certificate of Accrual on Treasury Securities that has matured. I would like to find out how to cash this certificate or who I need to contact to cash it in. It is guaranteed by Morgan Guaranty Trust Company of New York. I have called several telephone numbers trying to get to the correct department. Can you help me?
No. A Matured CD can be cashed only at the bank branch that issued the CD. Let's say you opened a CD with Bank of America in New York, you need to take the CD certificate to a bank of America branch in New York to cash it. If you take it to Chase bank in New York, they won't be able to help you because the money is with bank of America and chase bank wouldn't pay you for depositing money with another bank.
No
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Pick up discarded empty returnables and turn them in for cash at recycling centers. Save the money earned for future advancement.
If you mean variable universal life, then if you cancelled it you would receive any cash value that is in the policy. The cash value is most likely not equal to what you have paid in, but it might be. If you call your insurance company they will tell you what your cash value is as long as you don't live in New York.
You can make more money and have more flexiblity as an independent broker.