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Each insurance company is different, can range from 3-10 years.

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11y ago
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Q: How many years can an insurance company charge for a claim?
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If you were paid by an insurance company 6 years ago to get a new roof but did not and now have a different insurance company on the same house can you make a claim on the roof with new company?

You can make a claim, but if you are claiming the same damages that is insurance fraud and it is a federal crime. If you have unrelated damages you can make a claim, or you can disclose the prior claim to your insurance carrier and they will advise you if there is any coverage that would apply.


How long does an auto insurance company have to settle a claim in Arizona?

In the state of Arizona, there is no specified time limit in which an insurance company has to settle a claim with an insured party or with a third party that has filed a claim. An individual does have a time limit of two years in which to file a lawsuit against the driver who was at fault in an accident.


Can you get your insurance company to look back and reevaluate a claim they denied years ago?

You may be able to but it isn't very likely.


What is the time limit a insurance company to pay out a auto fire claim?

I think you have two years to collect if you were cheated, but they have to pay immediately if you file the claim, and your policy covers it.


Does fidelity life insurance have a suicide clause?

Every life insurance company has a two year contestability clause. If death occurs by suicide in the first two years of the policy (or however many years are stated if different), the company can deny the claim.


What is Time limit to report accident in PA?

Assuming only your vehicle was damaged and no one was hurt and you are asking about the time limit to report the accident to your insurance company. Then: The time limit or rather the statute of limitations in Pennsylvania to report damage to your auto in the form of a claim to your insurance company is 2 years. After that the insurance company can and will deny your claim and you will have to pay out of pocket to have it fixed.


Is an insurance company allowed to charge a new customer an additional surcharge on their policy because they were with their last insurance company three years instead of five years?

Yes, however, it is not an actual surcharge. Prior insurance is a rating factor and determines what rating tier you are put into. It can be based on time with the other company, your bodily injury limits with the other company and if you've ever had any lapses in insurance.


Can the insurance company deny a claim on a group life insurance policy held for 10 years if your mom died from an accidental overdose of her prescription methadone?

If the policy was current, and the attending physician's opinion is that it was an accident then no they cannot deny the claim on those grounds.


How long can a insurance company request refunds?

If you received money that you were not entitled to and you deposited the insurance check into your bank account and the money was a payout from an insurance claim, the insurance company can swipe the money out of your account without your prior knowledge for up to 3 years. If you received money as a result of a criminal act, the statute of limitations for that crime would guide the insurance company's timeline.


How many days do you have to file a claim for life insurance?

It depends on each company's rules, but generally you are not time restricted to file a death claim. Sometimes it takes a while to find all the policy information, probate, etc. I know of a spouse of a deceased insured who called the insurance company to cancel the policy on her husband because she could not afford it anymore, since her husband had died two years prior and her income was very low. Of course, the insurance company sent in the claim paperwork and paid the claim!


Can the insurance company raise your rates from a claim they missed five years ago?

What do you mean they missed? If it is a chargeable accident then I would think yes, but to be sure I would contact your states dept of insurance.


Can anyone make a car accident claim after 7 years?

Most states allow you to file a claim up to 2 or 3 years after an accident, but you can only sue an insurance company if they have denied your claim.