Consumer Credit Counselors (CCC) should provide this service for free. Be sure to check out the companies references first.
Could you clarify your question?
Charge offs and most other defaulted debts are expunged (or should be) from a credit report seven years after the DLA.
Besides paying your debts off or filing bankruptcy if you are unable to pay off these debts there is nothing you can really do to clear them from your credit report. Most debts stay on your credit report for seven years.
Just because your name has changed doesn't mean that you don't have to pay credit card debts. They are still your debts to pay.
Credit card consolidation works by putting all the debts from your credit card into one debt. This makes it easier to keep track of your debts and can often give a lower interest rate than having different debts for different cards.
Debit Bad Debts Credit Provisions for Bad Debts
[Debit] Bad debts [credit] accounts receivable
A person's credit rating can be improved by paying off old bad debts or unpaid bills that may be affecting your credit rating. Some companies will give people with poor credit a credit card to clear all old debts and consolidate their debts into one payment.
It is still bad credit history.
yes
Yes it does
A family credit counselor aids people in managing their debts. They can assist in teaching how to improve credit ratings, managing debts and household spending plans.