AFLAC does not issue major medical policies. Most of the products that it sells are in the nature of policies that pay a fixed per diem amount for hospitalization, disability, or other covered occurrences. Therefore, assuming coverage applies, the amount that it will pay will be a function of the per diem benefit that you selected and paid for when applying.
$625
The average cost of a hernia surgery in the US is $4,200 to $6,200 without insurance. The average family can expect to pay between $750 and $1,109 for the open hernia surgery.
Aflac pays 2X as much in claims as in administrative costs.
No
I'm an Aflac agent and I LOVE the company. They are honest, quick to pay claims, and offer financial protection for many, many people.
AFLAC is a supplemental insurance that pays for certain events in your medical life. Call the representative.
If it's deemed medically necessary by your dr then. most of the time they will put through a pre-authorization. This will allow you to have the surgery with an in-network surgeon.
It should be completely covered provided your doctor informs Medicare that procedure is medically necessary, gets pre testing approval and doctor's office accepts full Medicare payment.
They will pay in limited circumstances, such as if you had cataract surgery.
If you purchased the pup from the pet store or a breeder I think you could take it back, or at least ask them to refund you the amount you need to pay for the surgery to repair the hernia. Take a copy of the papers from your vet visit with you and get an estimate on the surgery. The surgery is usually simple and your pup should recover with no problems.
Check your policy. It is usually a supplemental policy to your regular insurance.
250 dollars