How much would insurance cost for a 17-year old driver on a 1998 pickup?

Answer 1

Factors that go into determining auto insurance premiums include, but are not necessarily limited to the following:

1. The age and gender of the primary driver;

2. The driving history of the promary driver and any other persons who have permission to drive the vehicle;

3. The primary location where the vehicle will be garaged (because sometimes insurance rates, which determine premiums, are sensitive to the zip-code level);

4. The make and model of the vehicle and how it is equipped;

5. The prospective insurer (rates, and therefore premiums, differ between and among insurers);

6. Whether the driver has successfully completed a driver's ed course;

7. The prospective insured's GPA, as some insurers give discounts for high GPA's;

8. The coverage(s) that will be obtained (for example, collision and comprehensive coverage will raise the overall premium--but having those coverage may be required or at least important);

9. Whether the same insurer insures other vehicles in the household, as sometimes multi-car discounts will be offered.