The premium for your insurance depends upon factors in addition to those that you have provided. Variables include: the insurance company giving the premium quote, where you live/where the car is garaged (if different from where you live), whether you maintain other insurance on the car (collision, comprehensive, etc.), whether you are entitled to other discounts that the insurer may offer in your circumstances, such as safety equipment (airbags, etc.). Above, all, don't base your decision on price only and don't buy less insurance than you may reasonably need just because of cost.
In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver. In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive without insurance.
A police officer doesn't have to ask you for anything. The officer generally asks for a driver's license and/or proof of insurance, but, by no means is that a requirement.
No
Your tires would definitely have to rotate if you are speeding !
Yes, you can.
Insurance rates are based primarily on your personal driving habits and record, so if you receive a ticket while driving a rental car it can still be reported to your insurance company because the citing officer has your drivers license information. So in short, it is definitely possible for your insurance company to raise your rate based on a speeding ticket you received while driving a rented vehicle.
For a speeding ticket issued by a Police Officer, Yes! For an alleged speed camera violation, No!
Speeding is a dangerous thing, that is why it is illegal. Speeding with kids in the car can be considered child endangerment. It is a stretch, but it could be legally done.
No, generally, regular citizens cannot charge a police officer with speeding. However, citizens can report their observations to the respective police department, and it is up to the department to investigate and take appropriate action. It is ultimately the responsibility of the police department to enforce traffic laws for their officers.
Only if you are speeding over the posted limits.
The police officer does not set the fine. The fine is based on state law. That is determined by your speed and where you were speeding. In a school zone, and construction zone, the fine is more.
i think...............50,00,000