This is really a personal decision, but it makes sense to check your credit report prior to making a large purchase that you intend to finance. For example, buying a car or a home, are examples of big purchases in which you would want to check your credit well in advance of the purchase to make sure you have good credit.
every day
The credit report holder can check his or her report as often as they choose. When you check your credit report it is considered a "soft inquiry" and will not affect your status.
This shouldn't be on your credit report but often companies or individuals do not take it off. It is your responsibility to contact them and make sure it is accurate.
as often as your creditors report changes-can be daily
The credit bureaus are legally required to give you a copy of your credit report on request (there's a limit on how often you can ask for it, but if you've never asked for one you should be okay there).
no, it should stay on your credit report for life.
You can check your credit report online. You should go to www.experian.com or www.myfico.com or www.equifax.com/ to check your credit report. It is easy to do.
Normally, banks such as capital one report to credit bureaus every thirty days or every month. Also, when they make their report, all information should be complete and correct.
Monthly
There are several free credit report websites that you can access to obtain a free credit report. Legally, all U.S. citizens are entitled to one free credit report per year.
credit report
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.