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You need to be at least 18 (or a legally emancipated minor) to enter into a contract, such as a home purchase. There is no upper limit on age for cash purchasers, although some mortgage companies might be reluctant to grant a mortgage with a low down payment to someone over 70. (A youthful co-owner might help, or mortgage insurance.)

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Q: How old can you be to purchase a home in New Jersey?
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