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How quick does your car insurance start when paid for?

Updated: 8/18/2019
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Wiki User

9y ago

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This depends on the situation. It feels like there may be more to your question than what you are asking but I will assume not for the sake of my answer. If you are taking out a new auto policy, the agent you are dealing with has the authority to bind coverage and therefore it can be in force when you pay the agent and sign your application. If you are truthful on the application coverage can be immediate or whatever the effective date requested on the application will be. For instance, say your existing insurance is up for renewal on December 1st and you go to your local agent and ask that your insurance be effective on the day your current policy runs out. You tell him/her the time and date this will occur and he sets your new policy to go into effect at 12:01 am on December 1st. This way you are not paying for two policies at the same time and you are not without coverage at any time.

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9y ago
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