As quickly as possible! As soon as they are informed of the death, certain things happen, the most important being that the account is locked. This prevents additional debt from being incurred.
Yes. There are no laws stating that any creditor has to report to any more than one credit bureau (and the creditor is allowed to choose which one to report to).
Yes, a creditor can remove collection accounts from your credit report if they agree to do so or if there is an error in the reporting.
== == Call that creditor and request for them to report your information with all three bureaus. Be aware that not all creditors will do this, but it does not hurt to try.
When you pull your credit report you will notice at the very last pages of this report your creditor informaiton. This includes the name if the creditor, address, and phone number.
Yes, they can report you for any amount they are owed.
No, it's the same account and the new creditor is simply taking over the same rights as the original creditor.
A creditor can report a car as repo and not correct it unless you call them. If it not their responsibility to make sure your credit report is right, it is yours. If you contact them, they must fix it.
No.
You must pay all of your legitimate debts. A creditor is not required to report a debt to a credit bureau in order to collect the debt you owe.
Is it for the same account or do you have another account with them?
Sounds like defaulted abbreviated by reporting creditor.
Only the original creditor or the credit bureaus can remove a charge off from a credit report. You can negotiate to have them removed with the original creditor if they will let you. You can also dispute it to the credit bureaus and they will have 30 days to verify the listing or it must be removed from your credit report.