It varies by the company. You can contact your company to confirm their individual credit bureau reporting practice. Some could submit negative non-payment feedback as early as 15 days after your scheduled due date. If you can't pay your minimum balance, contact the provider to explore options with them. The worst thing you can do, from a credit score perspective, is to just ignore the bill. After I posted the question I realized the answer was as simple as calling them. I called and they gave me the info I wanted. I'm in the process of buying a condo, so I paid off my balances in order to lower my DTI ratio and hopefully improve my score. I wanted to make sure my payments were reported before they check my credit. This was my first time using WikiAnswers and I thought that since nobody answered, the site might be a waste of time. So, thank you for your answer and I'll definitely use this site again.
THEY ARE MEMBERS OF THE CREDIT REPORTING AGENCIES. THEY PAY TO REPORT YOU AS A YOU CONTINUE TO MAKE PAYMENTS. CREDIT CARD COMPANIES, CAR LOANS, JEWELRY, CLOTHING CREDIT CARDS ALL REPORT TO THE MAJOR CREDIT REPORTING AGENCIES. THIS IS A WAY TO TRACK YOU AND HELP TO ACKNOWLEDGE IF YOU ARE A GOOD CREDIT RISK TO ANY AND ALL OF THE ABOVE.
you can call your credit reporting agencies, you can also compare your three credit report from your credit reporting agencies this ezcreditrepairsolutions(dot)com(slash)credit(dash)report(dash)score(slash) from different credit reporting agencies, They provide a lot of great information for improving your credit score, and it worked well for me.
The three main credit reporting companies are Experian, Equixfax and Transunion. Every person is eligible to get a free credit report from each company once a year. Experian, TransUnion and Equifax. These are the 3 main credit reporting agencies.
Consult with a debt collector. They have the legal qualifications to report to credit reporting agencies.
All three credit reporting agencies are obligated to send one free credit report per year to whomever requests it. There are companies that will provide information on credit reports for a fee. These are recurring fees that are charged each month.
The three most common credit reporting agencies are Experian, TransUnion, and Equifax. A person can request a copy of their credit report from these companies for free once a year.
In the United States almost everyone over the age of 18 has a credit report with the three top credit reporting agencies. Those three companies are Equifax, TransUnion and Experian. The 3 agencies in the United States that report credit are Equifax, Experian, and Trans Union.
THEY ARE MEMBERS OF THE CREDIT REPORTING AGENCIES. THEY PAY TO REPORT YOU AS A YOU CONTINUE TO MAKE PAYMENTS. CREDIT CARD COMPANIES, CAR LOANS, JEWELRY, CLOTHING CREDIT CARDS ALL REPORT TO THE MAJOR CREDIT REPORTING AGENCIES. THIS IS A WAY TO TRACK YOU AND HELP TO ACKNOWLEDGE IF YOU ARE A GOOD CREDIT RISK TO ANY AND ALL OF THE ABOVE.
you can call your credit reporting agencies, you can also compare your three credit report from your credit reporting agencies this ezcreditrepairsolutions(dot)com(slash)credit(dash)report(dash)score(slash) from different credit reporting agencies, They provide a lot of great information for improving your credit score, and it worked well for me.
The three main credit reporting companies are Experian, Equixfax and Transunion. Every person is eligible to get a free credit report from each company once a year. Experian, TransUnion and Equifax. These are the 3 main credit reporting agencies.
Credit reporting agencies report your credit activities, such as paying bills on time, taking out a loan, etc. They keep track of this and make it available to anyone who requests it.
i get my credit report for three credit reporting agencies at ezcreditrepairsolutions(dot)com(slash)credit(dash)report(dash)score(slash) from different credit reporting agencies, They provide a lot of great information for improving your credit score, and it worked well for me.
There are several different companies that offer instant credit reports online. Most of the credit reporting agencies are not free and will charge you. Try FreeCreditReport.com
No. Lenders don't "have" to report to credit agencies at all. Credit reporting is totally voluntary. There is no law which requires or compels it. The Fair Credit Reporting Act states that IF information is reported, then it must be accurate. But there is no provision that insists on reporting.
You can find valuable tips on avoiding credit report scams as well as a list of reputable credit reporting agencies at http://www.ehow.com/how_5633960_online-score-report-reputable-website.html
This article has links at the bottom for to dispute a credit error for each of the 3 credit agencies. http://www.ehow.com/how_2250756_contact-credit-reporting-agencies-online.html
Consult with a debt collector. They have the legal qualifications to report to credit reporting agencies.