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How to find out if my deceased spouse had a life insurance policy?
Wiki User
∙ 12y ago
Try the below steps. I hope that this helps. Good Luck
1. If you have access to their personal records, go through old bank statements or canceled checks to see if they paid any insurance companies.
2. Did they have a personal lawyer or accountant who may have known about any old policies?
3. Talk with a past employer about any group life insurance policy that may have existed.
4. Get in touch with the Medical Information Bureau. They track all requested medical records by insurance companies for the past 7 years. So, if they took out the policy during this time period, most likely the MIB will know about it. You can find more information about them online.
5. Look at the mail that continues to be delivered after the person's death. If it was a policy that was still being paid for, you'll see premium notices.
6. Look at income tax returns to see if interest dividends on any life policy were claimed.
7. Contact find lost life insurance policy through their website. They will do a search and find the policy for you.
There is no time limit on claiming the benefits of any missing life insurance policy that you are the beneficiary of. It can be 25 years later and the company will still pay you the proceeds.
Wiki User
∙ 12y ago
Anonymous
my wife always delt with the paper work in the house she told me ,,,i took out an new ins if i die first you would be able to claim it and so on but i forgot the nsme of the insurance,,my wife passed a way
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Is whole life insurance provided by Allstate?
i trying to find out if my father who is deceased have a policy
How do you find out information about a life insurance policy for a deceased parent?
I just found a policy for my deceased father. the certificate number is 0070-w-s-245. Effective date is January 1, 1948. What do I do to find out more on this policy?
How can I find my deceased brother's life insurance policy?
If you don't know the name of the insurance company then you can go to the website of FindLostLifeInsurancePolicy and do a search.
How can I find out if a deceased family member had any life insurance?
If you suspect a deceased family member had any life insurance, but you cannot find a policy, there are several things you can do to find policies. If the deceased had a policy through work you can contact the Human Resoures department. They will know what benefits the deceased had. You can also check with any credit cards companies the deceased used. There may have been death insurance through the credit card. For individual policies you can use one of the paid search companies to find the policy for you. Do a search using "find lost life insurance policy" or "missing life insurance policies" and you will find some reputable search companies. You should be aware that insurance companies do not turn policies over to State Unclaimed Property accounts unless they know the person has died and they cannot find the beneficiary. So searching unclaimed asset sites is a waste of time. The beneficiary has to find the policy if they hope to collect any benefits. That's why it's usually easiest to use a paid service.
How can I find out if a deceased family member had Life Insurance?
If you suspect a deceased family member had any life insurance, but you cannot find a policy, there are several things you can do to find policies. If the deceased had a policy through work you can contact the Human Resoures department. They will know what benefits the deceased had. You can also check with any credit cards companies the deceased used. There may have been death insurance through the credit card. For individual policies you can use one of the paid search companies to find the policy for you. Do a search using "find lost life insurance policy" or "missing life insurance policies" and you will find some reputable search companies. You should be aware that insurance companies do not turn policies over to State Unclaimed Property accounts unless they know the person has died and they cannot find the beneficiary. So searching unclaimed asset sites is a waste of time. The beneficiary has to find the policy if they hope to collect any benefits. That's why it's usually easiest to use a paid service.
How can you find out if your deceased mother had a life insurance policy?
My best friends mother passed away last August. She had spoke of a life insurance policy that she had taken on herself years before she passed away,however no one in the family knows how to locate it. What steps do the family need to take to find this insurance policy?
How do i find out the name of the life insurance company so you can cash in your policy?
If you believe that you are a beneficiary of someone's life insurance policy, but don't know which insurance company - go to court and request to see the probate file of the deceased's estate. It should be listed there.
How do you find out if you are a beneficiary of your deceased father's insurance policy?
Try reviewing this article http://moneycentral.msn.com/content/Insurance/Insureyourlife/P35421.asp also visit www.steveshorr.com/life.htm
How too find if my deceased wife had life insurance with you?
If you get any trace in the form of receipt,policy copy,letter from any Insuc. co. in the name of your deceased wife, you can approach them for needful action.
Can you take a second health insurance policy in order to get your husband covered because the first policy won't cover a spouse?
yes. but cheaper to find dif. ins. co. that will cover you both on same policy.
Can a spouse take you off as the beneficiary without letting the spouse know?
Many insurance companies will not let you change your beneficiary, if it is your spouse, without their knowledge. You will have to contact your insurance comapny to find out. Contact your insurance company. Your spouse won't know you've changed it. If they need to send you a new policy, ask them to let you pick it up at their local office. If they can only mail it to you, be sure to collect the mail before your spouse sees it.
HOW TO FIND OUT IF AN INSURANCE POLICY WAS PAID OUT?
You can contact the insurance company for a status paper of the policy to find out whether the policy was paid out or not.
