You must know where he last worked (he could still be working there) so simply phone and ask to speak to him and if he no longer works there you will be told. If he is still dealing with the same life insurance company phone them and let on you may want to bring your husband in along with you and possibly change the policy. They are more apt to give you information on this. Also, your husband must have a copy of that policy so I'd search around the house (if you are still living together) and find it. He may also have a safe deposit box at a bank. Depending on the company, many of them require any beneficiary changes to have the signature of the spouse on them. I've worked for three major companies and they all made me have spouse's signature if the beneficiary was anyone other than the spouse. The above poster is correct. However, if you call the insurance company and say "my husband and I would like to come in and discuss the policy" and your name is still on it they will ask more questions and ask what changes you want to make. If you are no longer on the policy you'll get the run around because they can't legally discuss this policy if you aren't the beneficiary. You'll have your answer.
No, you can get him to change the beneficiary and then the money that is claimed will be yours if it has been changed by your husband to your name.
No. You must have the signature of the insured person.
No. You can have anyone you want be the beneficiary. A trust, church, or any person you choose can be your beneficiary.
Unless you were ordered by the court, as part of the divorce settlement, to keep your ex-husband as the beneficiary on your life insurance then you can make a change in the beneficiary with your insurance company.
If he put you in as the beneficiary, then Yes. Look at the policy and find where it says beneficiary to make sure.
If he is showing as the beneficiary on your policy - yes. You can call the insurance company or your agent to change the beneficiary.
If the husband was the named beneficiary of the policy, if the policy was in force at the time of death, and if the cause of death was not excluded by the policy, the general answer is "Yes". If the beneficiary was the estate of the wife, the proceeds are paid to the estate. Then, if the husband was a beneficiary of the estate (either by virtue of a Will naming him as beneficiary, or if no Will, through the laws of intestate succession), he may be entitled to all or a part of the insurance proceeds. If the beneficiary of the life insurance policy was someone other than the husband as of the time of the wife's death, proceeds are payable to that person.
Unless the ex husband changed the beneficiary to someone else, then the insurance money goes to her. It is not really an issue of relationship, but rather the person named is the one who gets it.
IT DEPENDS WHO IS ON THE POLICY AT THE TIME OF DEATH. IF HIS SON IS ON THERE THEN HIS SON GETS THE MONEY
Yes, all life insurance companies allow the policy owner to name more than one beneficiary at any time.
In order to ensure that a wife collects her deceased husband's insurance policy, it is beneficial to transfer the beneficiary of the policy while the husband is still alive. If the beneficiary of the policy is also deceased, it would be wise to seek legal help.
An ex husband can change his life insurance beneficiary IF there is no court order for him to maintain it as it was during the marriage..from a life agent of 24 years