This is not good most likely - unless you can get a healthy insurance letter from previous insurer showing many past years of experience/accident/claim free
If you rearend someone, regardless of road conditions or the other drivers disposition on a drivers lic or insurance, you are still responsible. Not having a license or insurance is a civil matter, not involving insurance company.
Yes, you just can't drive the car.
Having your license in suspended status will affect the insurance, some will not even insure until the license is reinstated - but the reason it was suspended will not affect your insurance due to the fact that it was not a movingviolations.
You still get slammed. The logic that you not having a driver's license means you shouldn't have been there.
No, you don't need insurance to pay the ticket. However, Since almost all U.S. states these days will suspend your drivers license for having been found guilty of driving without insurance. You will need to buy insurance before you can get the drivers license suspension lifted.
No. This is considered a non moving violation and will have no effect on your driver's license or insurance.
Insurance is mandatory for all drivers in Texas. Student drivers may be insured on their parent's policy, but this is not always so. If you are stopped and do not have insurance, you may be fined, have your license suspended, or have your vehicle seized.
Insurance companies sometimes offer discounts or lower premiums to experienced drivers who are younger. Having no points against one's drivers license can mean a lower premium.
Generally not. As long as you had a valid drivers license you really should not have gotten a ticket in the first place but we will assume that in your city, town, or county it is a violation not to have your drivers license in your possession. If this is the case most insurance companies only rate for moving violations and do not count procedure violations such as this.
Your Insurance Rates will almost always "decrease" when you obtain your permanent Drivers License, barring any accident or tickets having accumulated while you had the learners permit.
You can't insure a driver's license. The ticket would have been issued to whoever was driving at the time the police issued it. If you had no proof of insurance with you - and that is required in most states - then you can be ticket for not having it with you.
Most states will give you a citation for not having a drivers license.