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This is not good most likely - unless you can get a healthy insurance letter from previous insurer showing many past years of experience/accident/claim free

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Q: How would it affect car insurance rates if there was a 15 year lapse of having a drivers license?
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Related questions

If you rearend someone when the roads are wet who does not have a license or insurance who is at fault?

If you rearend someone, regardless of road conditions or the other drivers disposition on a drivers lic or insurance, you are still responsible. Not having a license or insurance is a civil matter, not involving insurance company.


Can you have insurance on your car without having a drivers license?

Yes, you just can't drive the car.


Can a loss of driving privileges for possession of marijuana when you are not in a vehicle affect your insurance?

Having your license in suspended status will affect the insurance, some will not even insure until the license is reinstated - but the reason it was suspended will not affect your insurance due to the fact that it was not a movingviolations.


What will happen if you have insurance and no drivers license and the other driver was at fault?

You still get slammed. The logic that you not having a driver's license means you shouldn't have been there.


Do you need insurance to pay a no car insurance ticket?

No, you don't need insurance to pay the ticket. However, Since almost all U.S. states these days will suspend your drivers license for having been found guilty of driving without insurance. You will need to buy insurance before you can get the drivers license suspension lifted.


Does a traffic ticket for having no eye protection on a motorcycle affect your insurance?

No. This is considered a non moving violation and will have no effect on your driver's license or insurance.


What are the consequences to not having car insurance in Texas for a student driver?

Insurance is mandatory for all drivers in Texas. Student drivers may be insured on their parent's policy, but this is not always so. If you are stopped and do not have insurance, you may be fined, have your license suspended, or have your vehicle seized.


How can affordable auto insurance be beneficial to a new driver?

Insurance companies sometimes offer discounts or lower premiums to experienced drivers who are younger. Having no points against one's drivers license can mean a lower premium.


Will my insurance go up for not having my driver's license on me?

Generally not. As long as you had a valid drivers license you really should not have gotten a ticket in the first place but we will assume that in your city, town, or county it is a violation not to have your drivers license in your possession. If this is the case most insurance companies only rate for moving violations and do not count procedure violations such as this.


I have my learners permit - does insurance increase when I get my driver's license in NY?

Your Insurance Rates will almost always "decrease" when you obtain your permanent Drivers License, barring any accident or tickets having accumulated while you had the learners permit.


Can you get a no insurance ticket for car if your drivers license is insured?

You can't insure a driver's license. The ticket would have been issued to whoever was driving at the time the police issued it. If you had no proof of insurance with you - and that is required in most states - then you can be ticket for not having it with you.


What happends if you get in a car accident with out a drivers license?

Most states will give you a citation for not having a drivers license.