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It depends. If you added or customized the flooring from the original floor plan than you have additions and alterations. These types of changes are covered on your Coverage A on your condo policy. If it is the original flooring than it would depend on what your condo associations master policy covers.
What else can I help you with?
What is the insured peril under standard fire policy?
Fire.
Who is a professional when referring to the exclusion under a commercial general liability policy for professional fees?
The "Professional",, would be the person or entity "Insured" under the contract.
Can you be auto insured under your uncles policy?
It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.
How can two cars be insured under one policy?
Two cars can be insured under one policy by adding both vehicles to the same insurance policy. This allows the policyholder to have coverage for both cars with a single premium and set of terms and conditions.
What is a co-insured?
Co-InsuredThe "Co-Insured" is another person or entity that is also covered under your insurance policy.
What are the difference between the marine Insurance policy and insurance certificate?
A Marine Insurance Policy is the actual contract of insurance between the insurer and the insured. Most of these policies are what is being referred to a Open Marine policies which means that the policy covers many shipments under one policy. An insurance certificate is issued for a particular shipment that the insured declares under the Open policy. The insured does not issue a policy for each individual shipment.
Is it possible to have a car title in your name but have it insured under your parents policy?
Yes.
Does homeowners policy cover foundation leaks?
That depends on the policy. You need to read your policy under Perils Insured Against and Exceptions.
Is the car insured or is the driver insured My sister has a license and is driving my insured car but her name is not on my policy. Can she legally drive my car if I give her permission?
no she has to be on your policy , or if you are full comperhensive and she hold an insureance policy . then you can give her permisson to drive your car under 3rd party only
Who is covered under homeowners insurance?
A "Named Insured" or "Insured" should defined by the policy and listed in the Definitions section of your policy. Generally it is the person listed on the declarations page, and permanent residenants of your household.
What does primary insured mean?
The primary insured refers to the individual or entity that holds an insurance policy and is the main person covered under that policy. This person is typically responsible for paying the premiums and is entitled to benefits from the insurance coverage. In the event of a claim, the primary insured is the first party whose interests are considered. Additional insureds may also be covered under the policy but do not have the same rights and responsibilities as the primary insured.
Does homeowner insurance cover septic tank failure?
Depends on the policy. You need to look under Perils Insured Against in your policy.
