It depends. If you added or customized the flooring from the original floor plan than you have additions and alterations. These types of changes are covered on your Coverage A on your condo policy. If it is the original flooring than it would depend on what your condo associations master policy covers.
Fire.
The "Professional",, would be the person or entity "Insured" under the contract.
It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.
Co-InsuredThe "Co-Insured" is another person or entity that is also covered under your insurance policy.
That depends on the policy. You need to read your policy under Perils Insured Against and Exceptions.
Yes.
A Marine Insurance Policy is the actual contract of insurance between the insurer and the insured. Most of these policies are what is being referred to a Open Marine policies which means that the policy covers many shipments under one policy. An insurance certificate is issued for a particular shipment that the insured declares under the Open policy. The insured does not issue a policy for each individual shipment.
no she has to be on your policy , or if you are full comperhensive and she hold an insureance policy . then you can give her permisson to drive your car under 3rd party only
A "Named Insured" or "Insured" should defined by the policy and listed in the Definitions section of your policy. Generally it is the person listed on the declarations page, and permanent residenants of your household.
Depends on the policy. You need to look under Perils Insured Against in your policy.
If both properties are insured under the same policy, Yes. If each property is insured separately under a different policy then you will need to contact the insurer of the pertinent property to address liability coverage issues.
They vary per policy and per company. They will be listed on the policy itself under the section entitled "conditions".