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It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.
What else can I help you with?
Can a sibling living in the same state as another sibling carry that sibling under their auto insurance policy if the car is in your sisters name?
Sure as an additional insured or driver under the policy. Note: a sibling is a brother or a sister.
Should a cosigner be named as additional insured on auto insurance policy?
Yes
Your parents are divorced whos auto insurance do you need to be insured under?
You need to be insured where you live.
What happens if you get caught without auto insurance card in Texas in an accident in an insured car?
If you are not an insured under the definitions and terms of the owners insurance policy then you "can" be ticketed. Whether you will be ticketed depends on whether the attending officer checks his computer to see if you are in fact an insured driver or not.
Can you be an out of state driver and still be under your parents auto policy?
Insurance is overseen by individual states. If your parents have your car insured in Michigan and you are now living in another state with your car, say California, you will need to get a California auto policy, and drop the Michigan one.
Components to liability coverage under an auto policy?
Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Liability Coverage under an auto policy has what components:
Does liability insurance cover all vehicles even if they are not listed on the policy?
Insured has thirty (30) days to add new vehicle to commercial auto policy. For auto insurance it is what is on the policy that is covered.
Can you drive a car if you don't have insurance but the car does you have a License?
All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities of the Insured.
Who are the parties that enter a auto insurance policy contract?
The Insurer and the Insured are parties to an insurance contract.
Is it legal for a resident of the same household to drive an insured vehicle if they are not specifically covered under that policy?
You can drive an insured vehicle if you're not on the policy because when the police pull you over they are looking to see if you have insurance on the car. But to answer the question...NO, it's not legal to drive the insured vehicle if your not on the policy. As always, check with your insurance agent, but anyone driving the auto with the policy owner's permission should be covered. However, ALL licensed drivers residing in the household are supposed to be listed on the policy.
Does your parent have to have insurance on you if you are driving on a learners permit?
This question generally deals with what is usually called the "Financial Responsibility Law". While the precise requirements of them differ by state as to the type and amount of auto insurance required, all states have such laws. They require that certain types and amounts of auto insurance be maintained by a registrant or driver of a vehicle. The persons insured under an auto policy are specified in the policy. Often, they are indentified according to their relationship to the individual to was issued the policy, who is usually called the "named insured". Therefore, whether the holder of a learners permit has to be specifically listed on the policy depends upon the terms of the policy contract. He or she may be covered by virtue of his or her relationship (as a child) of the named insured (the parent).
Can a daughter be insured under her dad's policy and drive her mother's car that lives in a different household?
Insurance is attached to the car, not just the person who pays the premiums. So, dad's insurance covers him to drive his Lexis, and mom's insurance covers her to drive her SUV. If mom borrows dad's car, she is covered under his AUTO policy--it is the auto that carries the coverage, not just the driver of the auto. If dad borrows a friend's truck, he is covered under his friend's policy. Of course, if a driver of a borrowed vehicle has an accident, the Insurance Company can try to go after the actual driver or their insurance carrier after they cover their own insured customer. But it is still a policy carried on a vehicle under the insured's name. So, your daughter needs to be on the policy for the vehicle you have insured, if she'll be driving it. OR, your vehicleneeds to be on dad's policy, and you and she would be named as drivers dad approves to 'borrow' the vehicle.Make it simple. Just put her on your policy. Ask dad to contribute payment toward the premium to have her on your policy. BUT don't rely on someone else's word to pay in part or in full-- if it isn't paid, you will suffer the consequences.
