Comprehensive coverage differs from collision coverage, although both are components of what is known as "full coverage". Comp covers damage done to your car not as a result of an accident, such as from a falling tree, weather, or "acts of God".
You did not necessarily have the wrong insurance, but you did not have the insurance you needed for an accident.
You should definitely look into a health insurance called Aetna. My aunt is also a diabetic and she has been with them for over 15 years now. They provide low rates despite being diabetic and their coverage is accepted practically everywhere in the U.S.
For diabetic supplies you will have to make certain that your insurance or medical coverage will handle buying it from these online sellers. Here are a few of them: www.LibertyMedical.com/supplies; www.DiabetesCareClub.com; www.Diabetic-Testing-Supplies.com .
ICICI Prudential...
Unless you have Diabetic Nephropathy or Constant Albuminuria, you should be able to get coverage as a diabetic. Depending on how controlled your condition is depends on your rate. If your diabetes are under control you could qualify for a Standard Rating or be table rated if it's not being controlled well.
In many cases diabetic supplies are covered by medicaid. The government site for medicare/medacaid gives you the most comprehensive answer. http://www.medicare.gov/publications/pubs/pdf/11022.pdf
The cost to purchase Liberty Diabetic supplies can vary for individuals based on their health coverage and type of insulin supply chosen. Medicare typically covers 80 to 100% of the cost of diabetic supplies thereby not costing the individual anything.
You can try purchasing diabetic shoes from http://www.drewshoe.com/. If you have insurance, maybe also try purchasing them from a doctor or somewhere that a doctor transfers you to as well.
Diabetic food lists can be found on several websites. Web MD, Mayo Clinic and NIH are some to consider. Most manufactures of diabetic equipment and insurance companies also have information pertinent to diabetics on their websites.
When it comes to diabetic medications, it can be quite expensive to pay for the medicines that you need. It is important for you to try and find a good prescription drug insurance to help you cover the costs of what you need.
For those of you who don't have insurance, you can often find inexpensive diabetic medical supplies through websites such as eBay and Amazon; or through supply donations made to the American Diabetes Association.
There is not a simple concise answer to this question as too many variables can come into play. Here are some of the variables: Does the company self insure itself. Does the company administer the self insurance program or do they vendor out its administration. What are the caps, if any, of the annual coverage and/or lifetime coverage. What are the required co-pays, if any. Are employee dependents included? If the medical insurance is contracted through an outside provider such as BC/BS, Aetna, etc.; how is the rating of each employee determined? Ratings will be affected by the medical history of those to be insured (diabetic or cardiovascular disease diagnosis, etc), number of and ages of employee dependents, etc.
Diabetic suppliers are 'a dime a dozen' online. A common and trusted name, however, is Liberty Medical. You will want a company that is reliable, uses top products, and will work with you and your insurance.