You'll need to review your policy and determine if they have any basis to deny the claim. If they do not have a legal basis to deny the claim, tell them that you'll be contacting a lawyer, and then follow through with a suit.
No.
Hazard insurance is specific to a certain type of problem that can happen to your property. This can be anything from flood insurance to vandalism insurance.
No, vandalism is covered by comprehensiveinsurance.
No. Homeowners Insurance does not coverage for automobiles.
I beliieve it does.
Yes, vandalism is covered under comprehensive insurance policies. But if your deductible is too high, you may want to just pay for a replacement tire.
Some of the regulations for contents insurance in Spain are pick pocketting, stealing, and lying about vandalism. Those are the regulations of contents insurance.
You will need to check your insurance policy. Some cover vandalism and some do not. If you bought a HO3 broad all risk policy, Although it costs a little more, it will have vandalism coverage automatically included. If you bought one of the more economical forms HO1 or HO2 home insurance policy, you will need to look on your policy declarations page for the word "vandalism". Alternatively you can call your insurance agent and have him or her review your policy for coverage.
under vandalism
No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.
The damaged pool should be covered by home owners insurance if you had the pool added to the insurance for coverage
It is other than collision insurance. It covers hail, stolen vehicle, hitting an animal, and vandalism.