NO.YOU DON'T HAVE TO.FOR REAL,WAS THAT A QUESTION THAT YOU WERE REALLY LOOKING FOR ANSWERS OR YOU WANTED A FRIEND?
depends on your insurance. Some insurances allow you to go trough them and they cut you a check for the damage minus your deductible, other insurances make you go trough the other person's insurance and it's a waiting game.
I rear ended someone and totaled her car, she was taken to the hospitaland my insurance did not change. I do have a driving record with no other blemishes.
Aflac is very comparable with other insurances. Alfac, Geico and Progressive are the leaders in car, home and life insurances. Aflac also provides motorcycle insurance.
Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
If you know the information, or as much information as you can get, about the other driver, furnish that to the police and/or your insurance carrier when you file your own report.
Insurance for one's personal property such as auto or homeowner's insurance is tax deductible. Other tax deductible insurances are medical and dental insurances.
As long as the other carrier has accepted liability, they will owe for your damages whether you have insurance or not.
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
The terms of your Insurance Contract always require that you report an accident regardless of fault. This is because even though you do not consider yourself to be at fault, the other driver may report the accident to them anyway. Better to be safe than sorry.
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
Can they fight it for you? No. Can the try to bargain with the other insurance company on how much they are willing to pay? Yes.