yes but you have to sell the car to your dad for 1.00 dollar
Yes, I recently bought me insurance and they asked if I was going to be the driver or not.
All companys that I am aware of will accept payments.
the owner of the car with insurance will be responsible
No, your insurance will cover the occasional driver as long as they are licensed
Yes! Good thing you bought this extra coverage. Its actually uninsured motorists and underinsured motorists. It also depends on how much you bought. I hope you also have uninsured motorists property damage, because you have to buy bodily injury and property damage separately.
It is more likely you will be sued by the insured driver's insurance company. Just because the other driver had insurance, that does not exonerate you from having to pay damages if you are liable.
yes because there might be a drunk/reckless driver and you need insurance if you're in a crash to cover damages
Presumably because the other driver's insurance doesn't cover that expense. Check into your own insurance policy to see if maybe your own insurance does.
Yes. However, if you are getting a loan in your name because he has poor credit and he is going to make the payments, that is called a "straw sale" and is not allowed.
In the event of an accident, you will have to call your husband to lodge for a police report which is needed for an insurance claim. An insurance company will not accept a police report which is filed by you because you are not the rightful owner.
It depends on why they were driving your car and on what type of insurance you bought. If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy. If the driver was a known driver that you failed to disclose, "concealed drivers" when you bought the policy, again there would be no coverage regardless of policy type due to fraud. If your not sure about your coverage just call and ask the company or contact your insurance agent for clarification.
It depends on why they were driving your car and on what type of insurance you bought. If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy. If the driver was a known driver that you failed to disclose, "concealed drivers" when you bought the policy, again there would be no coverage regardless of policy type due to fraud. If your not sure about your coverage just call and ask the company or contact your insurance agent for clarification.