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No, you will not be able to open a new loan while your current Chapter 7 petition is pending. If you choose to surrender your vehicle and the finance company agrees to this, you will be able to keep driving it until after your discharge hearing, after which time the finance company will arrange to pick it up from you. There are some dealerships that have programs available for bankrupt customers, so call around to some in your area and ask them what is available to you, after you've had your discharge hearing.

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Q: I just filed my ch 7 petition and now I want to surrender my car. I did not sign to assume the car. But I still need a car. So can I apply for a car loan and just start fresh and get a used car?
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What is an example sentence with the word bankruptcy?

His attitude brought him bankruptcy An involuntary bankruptcy petition may not be filed against an individual consumer debtor who is not engaged in business.


I brought a car for my girlfriend daughterI filed for bankruptcy which I was discharge.I put the car down on the form to keep for her to keep making payments but she stop and the car is in her name.?

Open Bankruptcy means that your petition has been filed, but you have not yet received your discharge papers. The discharge papers officially relieve you of your debt.


Can you get a bankruptcy removed from your credit report if it was never officially filed?

Yes you can, Kind of! I did exactly the same thing. I wrote letters to all three CRA's and 2 of the 3 removed them. I filed a complaint with FTC (FTC seems to be a worthless agency in my opinion) I still have not been able to get Equifax to remove it. They are wrong to report it and I have plenty of reasons. But under the law the can report it because it was filed. Once you submitt it to the court, you "have filed". This is a technicality and Equifax is just being willfully indignant. I suggest you don't give up. Keep trying. I am not giving up. I just recently had a chapter 11 removed from my credit on both Equifax and Trans Union, I am finding Experian to be the indignant one. The bankrupcy was involuntary and dismissed when it was discovered unfounded. I was curious if anyone can help me figure out how to get this mess gone. I NEVER EVEN FILED BANKRUPCY! - If you filed a petition with the bankruptcy court and got a case number you filed bankrupcty and can't have it removed. You may not have filed anything else or gone through with it but you filed banktrucpty.


How long do you have to wait to apply for a credit card if you filed for bankruptcy?

you would most likely have to wait for a few years until your credit can start to steadily go up again.


You just filed chapter 7 bankruptcy you told them you did not want to keep your car so after you give it back will you be responsible for the remaining balance if it doesnt sell for how much you owe o?

If it was a part of the bankruptcy process, no, you aren't responsible. But it has to be specifically spelled out in the petition.

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