Go talk to a financial adviser or someone at your bank to help you out. Think about it though as it's a serious thing to do and there are consequences.
No, both parties on a joint mortgage do not need to file bankruptcy. They can file a joint bankruptcy or a single bankruptcy.
You need to include all of your debts in the bankruptcy.
Yes you will need an attorney to file for bankruptcy and deal with the court. As an individual you will not be able to schedule hearings, etc as necessary to do the bankruptcy.
If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.
Need to know type of Bankruptcy 7, 13, 11 ??
If her name is on a loan that you file bankruptcy on than she would then be responsible for that loan. Filing a bankruptcy only gets your name off the loan(s), you would both need to file together.
You need to contact a bankruptcy lawyer since you need to have one to file. Which chapter depends on how much money you have, you may not qualify for chapter 7 if you have too much money.
You need to start off by talking to your bankruptcy experts. They should be able to help.
Yes. You or your attorney will need to file a motion to reopen the bankruptcy. Once the bankruptcy has been reopened, you can file your motion to avoid the lien.
You must not be asking what your meaning.I would be very surprised if anything other than a very, very few retirees ever need to file for bankruptcy.
In order to file for bankruptcy a person will need to hire an attorney or lawyer. Bankruptcy has long term financial consequences for the person so a competent attorney should be hired.
No they never did file for bankruptcy