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Question is not worded clearly. Why would the receiver of your payoff amount want the amount returned? Do you mean that the contributor to one of your family member's schemes wants you to pay back the money to them? Re-word and re-submit the question please.

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Q: I received money -20K- to pay off my student loan from a family member who ran a ponzi scheme the receiver is requesting the money back what percentage if any should I return?
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