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Ther are two options. Many banks offer credit cards that operate like a debit card so all you access is the funds in your bank account. You can still use the card wherever Visa or MasterCard is accepted .You will have to ask your bank to see if this option is available. You can also buy a prepaid card with a set amount on it. This card is branded Visa or Mastercard and you buy a set amount anything from $50 and up when the money runs out so does the card. These can be bought online or at a store (search for "prepaid credit card" on Google to find a store near you). For these cards there is a fee usually about $5.

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Q: I want to be able to buy things online I dont want to own a credit card what is the equivilent of a credit card that i can use or apply for that will alllow me to do so?
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