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If February has 28 days and you paid your mortgage on March 1st the 29th day should this be reported as a 30 day late?
Robi1
No. Also most mortgage lenders have a "grace period". The payment will be scheduled for a specific date such as the 15th of the month, but not considered late until the 25th or something similar. Pertaining to automatic withdrawals, if the withdrawal date falls on a bank holiday, the payment will be withdrawn the next regular business day. That also would not be categorized as a late payment.
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