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Here are opinions and answers from FAQ Farmers: * Yes, if the minor has been legally emancipated therefore allowing him or her to enter into financial contracts. * No, if the credit was obtained by fraudulent means, if that were the case, the minor would have a more serious problem to deal with than a bad credit score.

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Q: If a 17-year-old gets a credit card and doesn't pay for it will it go on a future credit report?
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