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If a bank withdraws money from your account without notifying you are you responsible for NSF charges?
Wiki User
∙ 16y ago
If the bank for some reason widraws money without your consent it has to be for a powerful reason (trouble with the law) they need an authorization paper from the court to widraw that money and later they would have to freeze it so that you can't use the account, that is normally in the US I don't know the procedure on an international country and it depends on what type of bank you are. I would need more info.
Wiki User
∙ 16y ago
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Would an ex-spouse be responsible for credit card debt even though his name was removed from the account and the charges were made after the divorce?
If he is not on the account he is not responsible for the debt, even if he made charges. If the charges were made without the consent of the account holder he could be guilty of a fraudulent act. Whoever's name is on the account is the one who owes the debt.
If your husband has credit card debt but dasn't have any savings accounts would you be responsible for them if he died?
If your name is on the account (secondary account member is fully responsible for charges) no - If your name is not on the account, they can ask you to but they cant make you
Who is responsible for damage done to a car that was repossessed after all past due money and late charges were paid and the account was current?
The one in POSSESSION is responsible.
You are responsible for charges on your moms account can you legally take the blame?
Not if you are under the age of 18. If you are an adult, you can take responsibility.
Are both spouses responsible for charges on a joint credit card when separated?
Yes. That's why you shouldn't share an account.
Can you be responsible for the primary user credit card charges even when you were removed from being an authorized user?
If you were only an authorized user and not a joint account holder, you should never be responsible for the primary account holder's debt.
Who is responsible if an authorized user of your credit card allows his wife to use it?
The account holder is responsible for all charges made to the account unless such charges were made fraudulently. The account holder does have the option of suing the involved party to recover money owed. Such lawsuits are generally a matter of small claims court, a relatively simple process that must be handled Pro Se.
Is a surviving spouse in Pennsylvania responsible for repayment of a credit card debt when his deceased wife was the authorized user on an account that was held by her deceased mother?
No. Only the account holder is responsible for repayment of debt incurred on a credit card. An authorized user is not responsible for repayment, but in this case if the now deceased AU continued to use the account after the death of her mother (the account holder), the AU's estate might be responsible for any charges made under such circumstances. In any event, the surviving spouse is NOT responsible to repay the CC debt.
Who is responsible for a NSF check written on a closed joint account?
Yes, both parties are responsible for any checks written on a joint account. When the checking account was opened, the paperwork signed by both signers basically stated that both people would maintain and be responsible for the account * It depends upon what the original signature card that was signed when the account was opened. Generally only the party who wrote the check is responsible for NSF unless it is a married couple who reside in a community property state. Be that as it may, both will likely be penalized in regards to fees and service charges.
Why are there itune charges on my credit card account stop the charges or get a valid talk to a live person phone number?
IF you think you have rogue charges on your account - contact your bank and have them (a) stop the transactions, and (b) investigate why these charges are appearing.
Can a bank overdraw your account to pay their own charges?
It Depends: Yes - If you have a valid overdraft account with the bank and you currently do not have enough balance in your account to pay for bank charges No - If you do not have a valid overdraft account with the bank.
Is an authorized user responsible for payments on Bank of America credit card even though they never used the card or had that card activated?
Authorized users are not responsible for repaying cc charges. Unless they are a spouse of the account holder and live in a community property state. I work at a credit card company and an authorized user is just someone who is able to make charges on the account. The primary cardholderand/or the joint cardholder would be the one responsible for the bill. The payment history may be reported to your credit bureau though. That does happen with some companies.
