WE'RE ON OUR WAY!!!!!
Possibly up to 7 years.
The car isn't damaged, the debtor's credit rating is. There is no permanent record of the car as a repossessed vehicle like there is for a salvaged title.
As long as the loan for the unit is paid each month, the collateral will never be repo'd.
To determine how long one will have to be delinquent on a loan before a car is repossessed depends entirely on where the loan was taken from. Different places allow different payback requirements.
6 months
The judgment should be removed from your credit report 7 years from the date it was entered.
A repo stays on your credit for at least seven years. However, you may negotiate with the creditor to have it removed earlier.
Bankruptcy can stay on your credit report for up to 10 years. I say "up to" because you can ask to have it removed and in some cases they may do so. After 10 years if it is not removed, you can demand that it be removed.
6 months
after 60 days they start the process. By day 75 it is repossessed
30 to 45 days